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71% of Stablecoin Holders Would Spend Them With a Debit Card

New data reveals 71% of stablecoin holders want to spend digital assets using traditional debit cards for everyday purchases.

Curated by Financing Your Way from original reporting by PYMNTS. Summary is AI-assisted and editorially reviewed — see our editorial standards.

FYWBy Financing Your Way EditorialAugust 11, 2026

Your customers want to spend their digital assets just like cash, and the bridge between crypto and your checkout counter is narrowing. New data shows that 71% of stablecoin holders are eager to use debit cards linked to their digital wallets for everyday purchases. This trend matters for retailers because stablecoins are no longer just 'investments'—they are becoming a functional currency for subscriptions, daily shopping, and high-ticket items. For merchants, this shift offers a path to reach tech-forward consumers without the volatility typically associated with Bitcoin. Stablecoins are pegged to the dollar, offering a more predictable payment experience. While direct crypto integration at the POS remains complex, the rise of crypto-linked debit cards means you can likely accept these payments through your existing card hardware. Consumers are looking for familiarity. They want the security of digital assets combined with the ease of a physical swipe or tap. If you sell high-value goods like furniture or jewelry, keep an eye on these digital wallets. They represent a growing pool of liquidity that consumers are ready to move from their balance sheets to your cash register.

Source: PYMNTS

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