The most organized source of consumer-financing industry knowledge on the web.
Industry news, lender updates, regulation, and merchant playbooks — written for retailers and operators, not bankers.
This Week in Consumer Financing: The Race for Frictionless Checkout
Retailers face a changing landscape as payment giants consolidate, stablecoins enter the mainstream, and regulators simplify the rules of engagement.
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general · industry-news
Platforms Use Payments Data to Push Deeper Into Merchant Credit
Major payment processors are leveraging real-time transaction data to become primary lenders for small businesses and retailers.
general · industry-news
Nubank's quarterly income hits $1 billion for the first time
The world's largest neobank hits $1 billion in profit as it eyes a U.S. launch, potentially shaking up the domestic consumer credit market.
general · technology
What Citi gets from its Kard acquisition
Citi's acquisition of Kard signals a shift toward real-time, merchant-specific rewards to drive consumer spending.
general · industry-news
BNY elects McKinsey partner Malhotra to join board
Big banks shift strategies as Bank of America expands credit reach and JPMorgan cuts ties with high-risk platforms.
general · regulation
CFPB's open-banking plan likely to ignite new legal battle
A looming legal showdown over the CFPB’s open-banking rule could dictate the future cost and speed of consumer credit approvals.
general · regulation
CFPB will no longer publish consumer complaint narratives
The CFPB scales back its public complaint database, removing written narratives to address concerns over one-sided and unverified claims.
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Pet Industry Financing
Helping pet retailers and veterinary practices close more sales with consumer financing.
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Veterinary Financing
Practice-friendly payment options that boost case acceptance.
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Furniture & Home Goods Financing
From custom sectionals to mattresses — financing that closes the sale.
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Automotive Aftermarket Financing
Tires, wheels, audio, repairs — financing that keeps customers in the bay.
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Medical & Elective Procedure Financing
Patient-friendly payment plans for elective and out-of-pocket care.
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Home Improvement Financing
HVAC, roofing, windows, solar — financing that lands the bid.
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Tutoring & Education Financing
Make programs affordable for more families.
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Jewelry Financing
From engagement rings to luxury watches — close more sales.
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Industry-Wide Trends
Cross-cutting trends shaping the consumer financing industry.
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