The Briefing · Vol. 2026 
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The most organized source of consumer-financing industry knowledge on the web.

Industry news, lender updates, regulation, and merchant playbooks — written for retailers and operators, not bankers.

Featured · technology

42% of Stablecoin Holders Want Crypto for Major Purchases

New data shows 42% of stablecoin holders want to use crypto for big-ticket retail items, signaling a shift in how high-value customers pay.

Your high-ticket customers are increasingly looking to use digital assets for their major purchases. New data shows that 42% of stablecoin holders want to use their digital currency for big-ticket items like furniture, jewelry, or home improvements. This shift suggests that crypto is moving away from being a speculative investment and toward being a functional payment method for the retail floor. For merchants, this doesn't mean you need to manage a complex crypto wallet yourself. Most of this volume will likely flow through existing credit card networks or specialized financing gateways that convert crypto to USD instantly. Integrating these payment options can help you capture a demographic that prefers keeping their wealth in the digital ecosystem rather than traditional bank accounts. These shoppers are looking for 'liquid' ways to spend their holdings without the friction of transferring funds back to a legacy bank. If you sell expensive goods, offering a payment rail that supports stablecoins could be a competitive advantage. It acts as another tool in your checkout arsenal, similar to how Buy Now, Pay Later (BNPL) expanded the customer base by offering flexibility. The technology is maturing to a point where the merchant experience is as simple as a standard credit card transaction.

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