The most organized source of consumer-financing industry knowledge on the web.
Industry news, lender updates, regulation, and merchant playbooks — written for retailers and operators, not bankers.
This Week in Consumer Financing: The Waterfall Era and the AI Underwriting Edge
Retailers move toward 'waterfall' financing models and AI-driven approvals to capture every possible sale in a tightening market.
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automotive · merchant-playbooks
Customer Financing Options for Tire Dealers - Tire Review Magazine
Learn how tire dealers are using multi-lender financing waterfalls to increase average repair orders and build customer loyalty.
general · lender-updates
Katapult Appoints Nancy Walsh as CFO - citybiz
Katapult taps retail veteran Nancy Walsh as CFO, signaling a strategic focus on merchant-aligned growth for the lease-to-own provider.
general · technology
LendingClub’s AI-driven underwriting model yields 40% fewer delinquencies - FinAi News
LendingClub's AI underwriting sees a 40% drop in late payments, paving the way for more accurate and stable consumer loan approvals.
medical · lender-updates
PatientFi Expands Partnership With LaserAway - American Spa
LaserAway expands its use of PatientFi to make premium aesthetic treatments more affordable through integrated patient financing.
home-improvement · lender-updates
PowerPay secures $60m in corporate bond funding to accelerate FinTech growth - FinTech Global
PowerPay injects $60 million into its platform, reinforcing its ability to fund large-scale home improvement projects and medical procedures.
general · industry-news
Snap Finance: Matt Hawkins' founder story - Utah Business
A look at the origins of Snap Finance highlights the massive retail opportunity in serving credit-challenged consumers through lease-to-own models.
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Pet Industry Financing
Helping pet retailers and veterinary practices close more sales with consumer financing.
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Veterinary Financing
Practice-friendly payment options that boost case acceptance.
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Furniture & Home Goods Financing
From custom sectionals to mattresses — financing that closes the sale.
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Automotive Aftermarket Financing
Tires, wheels, audio, repairs — financing that keeps customers in the bay.
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Medical & Elective Procedure Financing
Patient-friendly payment plans for elective and out-of-pocket care.
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Home Improvement Financing
HVAC, roofing, windows, solar — financing that lands the bid.
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Tutoring & Education Financing
Make programs affordable for more families.
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Jewelry Financing
From engagement rings to luxury watches — close more sales.
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Industry-Wide Trends
Cross-cutting trends shaping the consumer financing industry.
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