The most organized source of consumer-financing industry knowledge on the web.
Industry news, lender updates, regulation, and merchant playbooks — written for retailers and operators, not bankers.
This Week in Consumer Financing: The Regulatory Eye and the AI Push
Regulators target hidden fees and AI bias while private equity eyes a $40 billion stake in the checkout line.
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general · regulation
Florida Takes Unlikely Lead Role in State Push to Regulate AI
Florida's aggressive new AI regulations could force retailers to be more transparent about how automated tools impact customer financing approvals.
general · merchant-playbooks
You Underwrite Merchants. Your Credit Line Underwrites You.
Understanding how your financing partners secure their capital is essential for maintaining consistent consumer credit options at the point of sale.
general · technology
Extortion group leaks keys to bank vendor's Fed firewall
A major leak of banking infrastructure keys puts pressure on fintech providers to harden security, potentially slowing down merchant funding workflows.
general · regulation
The Weekly Closeout: Roots CEO exits, the FTC zeroes in on price
The FTC is cracking down on AI-driven pricing strategies, forcing retailers to be more transparent about how they balance discounts and financing offers.
general · regulation
Warren urges DOJ to probe BofA’s AML issues
Senator Warren’s call for a DOJ probe into Bank of America signals a tougher regulatory environment that could tighten consumer credit approvals.
general · regulation
New York Bill Would Raise AI Safety Regulations
New York’s latest AI safety bill could force retailers to disclose glitches and bias in their automated financing and customer screening tools.
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Pet Industry Financing
Helping pet retailers and veterinary practices close more sales with consumer financing.
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Veterinary Financing
Practice-friendly payment options that boost case acceptance.
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Furniture & Home Goods Financing
From custom sectionals to mattresses — financing that closes the sale.
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Automotive Aftermarket Financing
Tires, wheels, audio, repairs — financing that keeps customers in the bay.
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Medical & Elective Procedure Financing
Patient-friendly payment plans for elective and out-of-pocket care.
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Home Improvement Financing
HVAC, roofing, windows, solar — financing that lands the bid.
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Tutoring & Education Financing
Make programs affordable for more families.
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Jewelry Financing
From engagement rings to luxury watches — close more sales.
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Industry-Wide Trends
Cross-cutting trends shaping the consumer financing industry.
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