Affirm to provide installment payments for Amazon Business customers

Affirm is expanding its partnership with Amazon to serve the B2B sector, allowing Amazon Business customers to use installment payments at checkout. This move signals a significant shift in how small business owners manage their cash flow. Instead of relying solely on traditional corporate credit cards or net-30 terms, business owners can now access the same Buy Now, Pay Later (BNPL) experience they use as consumers. For retailers and operators, this highlights a growing expectation for flexible payment terms in business transactions, not just retail ones. Amazon Business is the first major store to offer Affirm’s new B2B integrated checkout option. The service covers a wide range of business purchases and offers simple interest loans without late fees or hidden costs. For your business, this trend reinforces the need to offer transparent, fixed-payment options if you sell to other professionals or small businesses. As more giants like Amazon normalize B2B financing at the point of sale, smaller operators may find that offering similar flexibility becomes a competitive necessity rather than a perk. It also suggests that lenders are becoming more comfortable underwriting business purchases using consumer-style logic.

Source: Finextra — Lending

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