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AI Finds Flaws Hiding in the Code Behind 70% of Websites

New AI-discovered vulnerabilities in PHP code put nearly 70% of websites, including payment and financing portals, at immediate risk.

Curated by Financing Your Way from original reporting by PYMNTS. Summary is AI-assisted and editorially reviewed — see our editorial standards.

FYWBy Financing Your Way EditorialOctober 22, 2026

This news is a wake-up call for any retailer processing payments online. Security researchers using AI have discovered widespread vulnerabilities in PHP, the coding language that powers roughly 70% of all websites. Because PHP is the backbone of so many e-commerce platforms and payment gateways, these flaws could allow hackers to intercept sensitive customer data or disrupt your checkout process. The speed at which AI found these bugs means bad actors can do the same, making traditional security patches move too slowly. For your business, this means the 'set it and forget it' approach to your website's backend is no longer safe. If you use popular platforms like WordPress or custom PHP integrations for your financing applications, you are likely exposed. These vulnerabilities specifically target the software that handles online banking and commerce interactions. You should immediately coordinate with your IT team or web provider to ensure your server-side software is updated. As consumers become more wary of data breaches, your ability to provide a secure financing environment is a competitive advantage. Failing to address these hidden flaws could lead to failed transactions, lost trust, and potential liability if customer financing data is compromised.

Source: PYMNTS

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