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At Meridian, tokenized assets on Stellar go to work

Blockchain technology is moving into the lending 'plumbing,' potentially lowering the cost and increasing the speed of consumer financing in the future.

Curated by Financing Your Way from original reporting by Tearsheet. Summary is AI-assisted and editorially reviewed — see our editorial standards.

FYWBy Financing Your Way EditorialOctober 29, 2026

The technology behind how money moves is changing, and it could eventually lower the cost of the financing you offer customers. At the Stellar Meridian conference, industry leaders showcased how 'tokenized' assets—real-world money and assets turned into digital code—are moving beyond experimental phases into functional lending tools. Currently, about $5 billion in assets live on the Stellar network, and the goal is to make these assets instantly usable as collateral for loans. For a retail operator, this matters because it represents the next generation of 'liquidity.' In plain English, if lenders can move money and verify collateral instantly using blockchain, they reduce their own overhead and risk. In the long run, this efficiency allows lenders to offer more competitive rates or faster approvals for consumer credit products. We are seeing a shift where digital currency isn't just for speculation; it is being built into the plumbing of the global financial system to facilitate faster, cheaper lending and repo markets.

Source: Tearsheet

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