First Commerce Bank picks FIS core banking platform

First Commerce Bank is upgrading its entire technological foundation by moving to the FIS core banking platform. While this looks like a backend banking move, it has a direct impact on local retailers and service providers who rely on community banks for merchant services and consumer lending programs. This upgrade is designed to bring AI-readiness and faster digital capabilities to a $1.8 billion institution. For your business, this means your local banking partner is trying to bridge the gap between 'small-town service' and 'big-bank tech.' Traditionally, community banks have struggled to offer the sleek, instant-approval financing interfaces that national lenders Provide. By adopting this modern platform, First Commerce Bank is positioning itself to offer more competitive digital products. This could eventually lead to faster loan approvals for your customers and better-integrated payment systems for your storefront. It reflects a larger industry trend where local lenders are digitizing to prevent their merchant partners from leaving for national fintech giants.

Source: Finextra — Lending

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