Founded by Netflix payments duo, Dutch startup Nopan bags €7.2 million

Lowering payment processing fees is one of the easiest ways to protect your margins, and a new startup called Nopan is targeting exactly that. Founded by former Netflix payment experts, the company just raised €7.2 million to optimize how businesses handle digital wallets and account-to-account (A2A) payments. For retailers, this represents a shift away from traditional high-fee credit card networks toward more direct, cost-effective digital payment methods. While credit cards are still king in the U.S., digital wallets and direct bank transfers are growing in consumer popularity. Nopan’s technology acts as a 'performance layer' that helps merchants route these payments more efficiently. This means fewer failed transactions at checkout and lower overhead costs for the business. If you currently see high abandonment rates or high processing fees with your current digital wallet setup, this technology signals a trend toward smarter, more automated payment routing that could eventually become a standard feature in point-of-sale systems. For operators, the takeaway is clear: the tech behind the 'pay' button is getting more sophisticated. Keeping an eye on A2A payment efficiency will be key as you look to offer flexible payment options without eroding your bottom line through middleman fees.

Source: Finextra — Lending

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