Ixopay rolls out agentic payment suite

Ixopay is introducing a new 'Agentic Suite' designed to help merchants handle payments in an AI-driven economy. While this sounds high-tech, it has practical implications for how you offer financing at the point of sale. As AI 'agents' start making purchasing decisions or navigating checkouts for consumers, your payment stack needs to be smart enough to route those transactions efficiently. For retailers, this means smoother integrations for diverse payment methods, including BNPL and consumer loans, ensuring that no matter how a customer (or their AI assistant) wants to pay, the transaction doesn't hit a technical wall. This technology focuses on 'fluid commerce.' It aims to reduce the friction that often happens when a customer switches between a credit card, a financing plan, or a digital wallet. For operators, the goal is to future-proof your checkout process. You want a system that can automatically choose the best payment path to lower your processing fees while keeping the approval rates high for your customers. As AI begins to play a larger role in how people shop for big-ticket items like furniture or automotive repairs, having an infrastructure that can talk to these AI agents will be a competitive advantage.

Source: Finextra — Lending

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