Need Capital for Your Funding or Lending Company? 3Jane Does it On Blockchain

This news introduces 3Jane, a new player providing credit facilities and forward flow arrangements specifically for financing companies. While the backend uses blockchain and smart contracts, the impact for you is simple: more liquidity for the lenders you work with. When your lending partners have easier access to capital, they can offer more consistent approvals and better terms for your customers. 3Jane is focusing on 'agentic capital markets,' which essentially means using technology to cut out the expensive middlemen usually found in traditional banking. By automating the way bundles of consumer loans are funded, they reduce the overhead costs associated with raising capital. For a retailer, this signals a shift toward a more diverse and tech-driven lending landscape. You may soon see smaller or specialized niche lenders entering your vertical because the barrier to entry for them to get funded is dropping. Keep an eye on your current sub-prime and BNPL partners; those who adopt these automated capital structures will likely be more resilient during credit crunches and better positioned to offer competitive rates.

Source: deBanked

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