Payabl. teams with Visa to help merchants resolve disputes and prevent costly chargebacks

This partnership between payabl. and Visa gives merchants better tools to fight back against expensive chargebacks. If you accept card payments or offer financing that relies on card rails, you know that disputes can eat into your margins through lost inventory and heavy administrative fees. By integrating Visa’s Dispute Resolution and Verifi tools, merchants can now see incoming disputes in real-time. This allows you to resolve issues—such as issuing a refund for a legitimate complaint—before it officially becomes a chargeback. For retail operators, this means less time spent manually chasing paperwork and fewer penalties from payment processors. The system helps distinguish between actual fraud and 'friendly fraud,' where a customer simply doesn't recognize a charge. By catching these early, you protect your merchant account health and keep more of your revenue. While this rollout is currently focused on the UK and EU, it signals a broader industry shift toward automated, data-driven merchant protections that help small businesses stay competitive against rising fraud rates.

Source: Finextra — Lending

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