Revenue Based Finance Coalition Executive Director Mary Donohue Issues Statement Following 2026 Midterm Elections

The Revenue Based Finance Coalition (RBFC) has signaled a shift in strategy following the latest midterm election results. This news matters to you because the legislative environment directly dictates how much paperwork you need to collect and what disclosures you must show customers when offering alternative financing. The coalition represents the interests of non-bank funders who provide capital based on future sales rather than traditional collateral. As new representatives take their seats, the RBFC is focusing on two main goals: protecting the current structure of revenue-based financing and preventing overly restrictive federal regulations that could mirror the strict 'truth-in-lending' laws seen in states like New York and California. For retailers, this advocacy is a double-edged sword. On one hand, it keeps capital flowing to your business and your customers without the red tape of traditional banks. On the other hand, the lack of uniform federal standards means you must stay vigilant about varying state laws that impact how you disclose financing terms. Expect a push for 'pro-growth' policies that favor speed of funding over exhaustive regulatory oversight in the coming legislative session.

Source: deBanked

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