Starling launches fee-free business credit card

Starling Bank is entering the business credit card market, offering a new tool for small business owners and retailers to manage their cash flow. For shop owners and service providers, this card is designed to lower the cost of daily operations. The most significant draw is the 1% uncapped cashback on all business spending, which functions as a direct discount on your overhead. Unlike traditional business cards that often carry steep annual costs, this card has no monthly or yearly fees. For operators who source inventory or parts from international suppliers, the removal of foreign exchange fees is a major win. The card is managed entirely through the existing Starling app, making it easier to track business expenses separately from personal finances. While this is a credit product, the focus is on utility and rewards rather than high-interest debt. Retailers can use this to bridge the gap between paying suppliers and receiving customer payments, all while earning a small margin back on every dollar spent. This move signals a shift toward more competitive, tech-forward financing options for the small businesses that power the consumer economy.

Source: Finextra — Lending

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