Industry-Wide Trends
Cross-cutting trends shaping the consumer financing industry.
- Stories
- 30
- Originals
- 0
- Topics covered
- 4
- Last published
- Oct 19
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Financing partners mentioned in Industry-Wide Trends coverage
Fiserv Aims to Simplify Cross-Border Commerce With Commerce Hub
Fiserv’s new Commerce Hub streamlines payment orchestration and financing options for merchants through a single global connection.
Fiserv has launched Commerce Hub, a unified platform designed to streamline how merchants manage payments and consumer financing across different channels. For retailers, this means you can now manage online, in-store, and mobile transactions through a single integration point rather than juggling multiple disconnected systems. The platform is built to solve the fragmentation that often happens when a business expands globally or tries to offer various payment types. From a financing perspective, this is a significant move for 'orchestration.' Instead of manually setting up different gateways for credit cards, digital wallets, and Buy Now, Pay Later (BNPL) providers, Commerce Hub acts as a central brain. It allows you to toggle on different payment methods and financing options more easily. This reduces the technical debt usually required to offer customers the flexible payment terms they expect. By simplifying the back-end, business owners can focus more on their conversion rates and less on whether their payment stack will break during a cross-border transaction.
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Curated · technology
Square Shifts Business Credit Cards to Marqeta Platform to Speed Credit Innovation
Square migrates business credit cards to Marqeta’s platform to accelerate the rollout of new merchant financing features and integrated payment tools.
Curated · technology
Mastercard launches Stablecoin Security
Mastercard introduces new risk intelligence tools to make stablecoin payments safer and more reliable for merchants and consumers.
Curated · lender-updates
Klarna expands Fiserv partnership to enterprise merchants
Klarna integrates with Fiserv’s Commerce Hub, allowing enterprise merchants to easily launch BNPL options in-store and online.
Curated · technology
Block selects Marqeta to enable Square credit card
Square partners with Marqeta to launch a business credit card that integrates directly with merchant sales data and the Amex network.
Curated · technology
U.S. Bank Debuts Tool to Streamline Consumers’ Recurring Bills
U.S. Bank's new Payment Switch tool makes it easier for customers to move recurring payments to their cards, reducing churn for merchants.
Curated · technology
Big Banks Won’t Let Outside AI Agents Move Money
Major U.S. banks are blocking third-party AI agents from accessing accounts, citing security risks and unauthorized credential sharing.
Curated · technology
Mesh makes stablecoin and crypto balances spendable across Visa network
Visa and Mesh partner to allow customers to spend cryptocurrency and stablecoin balances at millions of merchant locations worldwide.
Curated · technology
Fifth Third Plans to Beat AI Disruptors at Their Own Game
Fifth Third Bank is integrating AI-driven cash optimization to provide retailers with fintech speed backed by traditional bank security.
Curated · technology
Euronet and Fireblocks team on stablecoin-funded card issuing
Euronet and Fireblocks launch a new stablecoin-funded card solution, simplifying how consumers spend digital assets at the point of sale.
Curated · technology
US Bank launches Payment Switch to help customers move recurring bills
U.S. Bank’s new tool lets customers instantly move recurring bills to their cards, increasing card usage and long-term customer loyalty.
Curated · lender-updates
Inside Fifth Third's 'innovation economy' ambitions
Fifth Third Bank scales its embedded banking platform, aiming to power the next generation of fintech tools for merchants and tech-driven retailers.
Curated · technology
Mastercard partners Extend to bring modern spend management to issuing banks
Mastercard and Extend partner to streamline business spend management through virtual cards and automated accounting tools.
Curated · technology
Kort Payments to buy AptPay
KORT Payments acquires AptPay to bring real-time payouts and advanced payment routing to its omnichannel merchant platform.
Curated · technology
EPC to create EU Digital Identity Wallet framework for PSPs
New EU standards for digital identity wallets aim to simplify customer verification and secure point-of-sale financing.
Curated · technology
Utah forms digital ID consortium
Utah’s new digital ID initiative aims to give consumers control of their data, promising faster and more secure credit approvals for retailers.
Curated · technology
Fifth Third CEO downplays risk from AI agent Muse
Fifth Third Bank scales its AI agent 'Muse,' signaling a shift toward more automated, data-driven consumer banking and liquidity management.
Curated · technology
Huntington Bank partners Google Cloud for AI-powered small business operating system
Huntington Bank and Google Cloud launch an AI-driven platform to help small businesses automate financial management and streamline operations.
Curated · regulation
Bankers need to engage as lawmakers consider AI guardrails
Impending AI regulations could reshape consumer credit approvals and merchant lending compliance.
Curated · regulation
FCA calls for disclaimers on AI financial advice
The FCA is demanding clear disclaimers for AI-driven financial advice to protect consumers from misleading automated credit guidance.
Curated · industry-news
Zilch to move to new London HQ
BNPL giant Zilch doubles its London HQ capacity as it prepares for aggressive European expansion and increased market share.
Curated · regulation
The next phase of Trump's banking reforms won't be so easy
Regulatory momentum for banking reform faces hurdles, signaling a slower pace for changes that could affect consumer credit availability.
Curated · technology
The 67% signal: Why card issuers should act on flexible credentials
Consumer demand is surging for single-card solutions that toggle between debit, credit, and BNPL options at the point of sale.
Curated · technology
Why retail is positioned to win the flexible credential opportunity
New 'flexible credential' technology looks to merge BNPL, credit, and debit into a single card to streamline the merchant checkout experience.
Curated · technology
AI’s real opportunity in payments is giving experts back their time
AI is evolving into a practical co-pilot for payment operations, helping merchants resolve transaction errors faster and reduce back-office friction.
Curated · technology
The next AI decision financial institutions must get right
Lenders are upgrading their AI infrastructure to provide faster, more secure credit decisions at the point of sale.
Curated · technology
Credit Unions Could Win Younger Members Through Payments
Credit unions are eyeing digital wallets and programmable payments to capture the loyalty of younger, tech-savvy consumers.
Curated · technology
Santander Turns to Nvidia to Build New AI Banking Capabilities
Santander partners with Nvidia to deploy advanced AI models, promising faster and more efficient financing experiences for merchants and consumers.
Curated · technology
Sam Altman’s World Debuts ID Verification for AI Agents
Sam Altman’s World project launches biometric ID verification to protect lenders and retailers from AI-driven fraud.
Curated · technology
World takes on AI-driven impersonations with new suite for banking and finance
Sam Altman’s World project launches new tools to fight AI-driven deepfake fraud in the financial services sector.