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Pet Industry Financing

Helping pet retailers and veterinary practices close more sales with consumer financing.

Consumer financing in the pet industry helps owners afford essential and elective purchases — from premium food and large enclosures to surgery and dental work. Lender-agnostic platforms increase approval rates by routing applications through a waterfall of prime, near-prime, and lease-to-own providers in a single application flow.
Pet Industry Financing · by the numbers
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May 29

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Embedded Financing Comes to Independent Pet Retail

Point-of-sale financing now available natively in major pet-retail POS systems.

Several major pet-retail POS providers have begun shipping embedded-financing modules in their core checkout flow, eliminating the need for independent stores to bolt on a separate financing terminal. For independent pet retailers, the practical effect is a much shorter path to offering BNPL and longer-term installment plans at checkout — historically a friction point that kept smaller stores from running financing programs at all. Early data from POS partners suggests stores enabling embedded financing see ticket sizes lift 12–18 percent on large purchases.

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