YouLend and Dojo partnership reaches $2bn funding milestone

YouLend and Dojo have hit a massive milestone, providing over $2 billion in funding to small and medium-sized businesses. This partnership is a prime example of how 'embedded finance' is changing the way you access capital. Instead of going to a traditional bank, financing is being integrated directly into the payment platforms you already use every day. For retail and service operators, this means the friction of securing working capital is disappearing. Because the lender sees your real-time sales data through the Dojo payment terminal, they can offer pre-approved funding based on your actual performance rather than just a credit score. This funding is typically used by merchants for inventory spikes, renovations, or managing seasonal cash flow gaps. The success of this $2 billion milestone suggests that merchant cash advances and revenue-based financing are becoming the preferred alternative to standard bank loans for busy business owners who need speed and simplicity.

Source: Finextra — Lending

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