5 Retail Business Funding Facts

Retail business funding can provide your business a with a way to overcome the financial hurdles that occur in day-to-day business.

Also, retail business funding can give your business a chance to take advantage of a spur of the moment opportunity.  

  1.  When is retail business funding for your business?

Retail business funding can be used in many good ways for your venture. You may need to pay off taxes to avoid late fees and problems with the IRS. A shortage of cash flow can happen, and long-term financing is not the answer for a short-term problem. New businesses may need to fund their supplies. Vendors may need to be paid not to incur interest and late fees. A retail business loan has its place in business.

  1.  What are some advantages to using retail business funding?

Retail business funding can help boost your credit scores since they are set up for a short length of time. You can experience a fast boost in your credit scores if they are paid timely. Retail business funding can mean short-term debt. You can rest assured you will only be paying on the loan for a short amount of time. You won’t tend to overspend knowing your funds are limited.  

  1.  How exactly does retail business funding work?

You fill out an application, and a decision is made soon after. We work with many lenders that compete to earn your business. No minimum personal credit needed. No obligation to accept any offers. Get pre-qualified and choose what works best for your business.  

  1.  How does the repayment plans work for retail business funding?

Repayments on loans are set up for a shorter amount of time. Loans payments are made daily or weekly based on a factor rate as opposed to an annual percentage rate. These loans are usually paid off in a year. You will borrow less capital than a long-term loan, but you’ll pay this loan off in a much shorter time. Short term loans are meant to be working capital for your immediate business needs.

  1.  What are the advantages of borrowing?

It’s a great way to build your business credit. If an essential piece of equipment, stoves, burners, or coolers went out in your restaurant, a short-term loan could help you solve this problem. The bottom line is that you need working capital for your business to survive and you don’t have time for the long-term loan process.  Financing Your Way can get you the short-term loan your business needs to boost your business opportunities.

 

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