5 Ways to Make a Business Loan Work for You in 2018

Celebrate the New Year in your business with the capital you need to be successful!

A business loan can be the boost your business needs to start the year off on the right note. Financing Your Way can help you bring in the New Year with funding. This is the year to get that business loan you’ve been talking about and give your business an exciting start to 2018!

  1. Identify Your Needs

Before applying for a business loan, it is important to identify the needs of your business. It is possible to have various needs. Start by making a list of how you would use the funds if you had a business loan. If you are unsure of how to use the funds from your business loan, the staff at Financing Your Way has over 16 years of experience in the retail sector and can help to identify your needs, during a complimentary consultation.

  1. Purchase Inventory

Once you have identified your needs and secured a business loan you can begin investing in inventory. Inventory should never be viewed as an expense. By purchasing the items that are most popular, you ensure your business will have adequate cash flow. Financing Your Way offers inventory specific loans. Inventory loans provide your company with the capital you need to invest in inventory.

  1. Make Renovations

Your customers deserve to shop in a newly renovated business, but renovating is expensive. If your business can use a facelift, but you can’t afford to outlay the cash for quality renovations, you can use a business loan to purchase material and pay for labor.

  1. Purchase New Equipment      

Functioning equipment is essential to your business. If you haven’t upgraded your technology in the last five years, you well are overdo. Equipment can be funded using a business loan and your small business may be eligible to receive the tax benefit of Section 179. Section 179 allows small businesses to write off equipment purchases for up to $510,000.

  1. Hire New Staff

Staff are the frontline of your business, but payroll is expensive. If you need time to train new staff, you can use a business loan to cover your first month of payroll.

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