5 Facts Every Small Business Must Know About Unsecured Loans

The benefits of unsecured loans and no collateral loans for small business owners

Every day a new idea is launched, a business owner starts their dream business, yet sometimes as little as one year down the road, they realize in order to continue they need some capital. There’s a simple solution, an unsecured business loan, it can help sustain and grow your business at this critical point. Learn the facts about the simple steps to obtaining an unsecured loans for your business.

  1. Businesses easily qualify with a merchant account.

Your current merchant account is one of the few items you need to be approved. Once approved, whenever you make a sale through your merchant account, a small percentage is deducted to payback your loan. There’s no need to worry about writing out a check to pay back your loan every month. Your merchant account makes our business relationship an easy one.

  1. Minimum qualifications needed.

If you’ve been in business for a minimum of one year, you may qualify for an unsecured loan. The paperwork is simple. You just provide your recent business monthly statements and a completed application.

  1. Fast and timely loan funding.

Unsecured loans are usually fast with their funding. Infusions of working capital work best when you can get them on your schedule. We know the importance in time when you are running day-to-day business operations. No need to wait for funding in a couple of weeks. Once you are approved and the terms of the loan are set, the funds will usually be available in your business account within a couple business days.

  1. Flexible funding based on your needs.

Qualify for a range of funding and use it when you need it. Once you are qualified for a set loan amount, you have the option of using it as needed. If your business is not in need of the full amount funded, you don’t need to use it. Keeping open lines of credit is smart, just in case an emergency pops up.

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