5 Questions to Consider When Choosing to Offer Consumer Financing

While the answer to whether or not you should offer consumer financing is undoubtedly a yes, there are other questions to consider!

If you are considering offering consumer finance options, you are one of the thousands of businesses who want to increase sales, encourage consumers to make larger value purchases and increase consumer loyalty. Offering consumer finance has many benefits, so here are some questions to consider when deciding if consumer finance is right for you.

Q. What can my business gain?

A. As a business owner, it is critical consider how offering consumer financing will impact your business. Businesses that offer consumer financing experience a number of benefits, the first being increase sales revenues. This is because your consumer will say yes more often when they know they can enjoy your product or services now, and pay later or over time. In addition to saying yes, your client will feel inclined to add on additional products and services when they know they can pay later. Lastly, as your consumer has a positive purchase experience, they are more likely to return and to refer friends. Offering consumer finance is a winning decision for your company.

Q. What is the cost?

A. When you partner with financing companies like Financing Your Way, you only pay merchant fees when you make a sale. These small fees are simply a cost associated with doing business and allow your financing partner to offer flexible borrowing options to your consumer. As a financing partner, Financing Your Way is invested in your success and wants to see you win. Small merchant fees help you to experience the many benefits awaiting when you offer consumer finance.

Q. Will my customers qualify?

A. Customers with good or bad credit can qualify for consumer financing. Financing Your Way has lenders that look beyond credit scores to gain an accurate picture of the borrower. They partner with several lenders so you can offer various options to fit the needs of your consumer.

Q. Will my products or services qualify?

A. Businesses that offer retail products and services usually qualify to offer consumer financing. If your products or services are unique and you are unsure if you can offer financing contact Financing Your Way today to speak with a financing expert about your product or service.

Q. Is offering consumer financing easy?

A. The consumer financing options from Financing Your Way are easy to implement. Financing Your Way goes the extra mile to provide staff training and marketing material so that your management and sales teams understand how to offer consumer finance and so your clients will know they have flexible payment options.

 

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