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Curated industry news and original merchant playbooks.
Curated
general
lender-updates
KEO Capital launches in Canada
KEO Capital expands into Canada with a $50M facility to provide digital B2B financing and supply chain solutions for small businesses.
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general
lender-updates
SoFi: We Think We Can Take Significant SMB Lending Marketshare
SoFi enters the SMB market with $3 billion in lending power, offering retailers a new digital-first alternative for working capital.
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general
lender-updates
PNC’s wealth unit targets mass-affluent clients with lending option
PNC expands securities-based lending to mass-affluent clients, giving high-end shoppers a new way to tap liquidity for major purchases.
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general
lender-updates
Apple partners Klarna for new hardware leasing programme
Apple taps Klarna to power its new U.S. hardware leasing program, signaling a major shift toward subscription-style hardware ownership.
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general
lender-updates
Apple Leasing Program to Replace iPhone Upgrade
Apple shifts from traditional device financing to a hardware leasing model, signaling a new era of subscription-based consumer tech access.
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general
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Happen’s Digital Banking Push Helps Deposits Jump 18%
LendingClub’s deposit growth signals a more stable and well-funded source of consumer financing for retail and service-based merchants.
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general
lender-updates
Upstart Receives Conditional OCC Approval for Bank Charter
AI-lender Upstart nears final bank charter approval, signaling a shift toward more stable and integrated consumer financing options.
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general
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One bank's pitch to potential depositors: Do well and do good
Climate First Bank launches a mission-driven high-yield account to secure the funding needed for its growing loan portfolio.
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general
lender-updates
Flex Seeks Bank Charter to Scale Flexible Rent Payments
Rent-splitting fintech Flex applies for a bank charter, signaling that flexible payment models for housing are here to stay.
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general
lender-updates
Inside Upstart's journey to get a bank charter approval
Upstart's move to secure a bank charter promises more stable funding and consistent credit access for merchants using their AI-driven lending platform.
Curated
home-improvement
lender-updates
PrimeLending cuts $10M fixed costs as margins squeeze
PrimeLending slashes $10M in costs as the mortgage market remains stagnant, signaling continued financing hurdles for homeowners.
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general
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Bread's credit sales get a boost from installment loans
Bread Financial reports that installment loans are driving credit sales growth, signaling a major consumer shift toward structured point-of-sale financing.
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general
lender-updates
Samsung unveils first credit card
Samsung’s first credit card offers aggressive rewards on devices, signaling a new era of brand-led consumer financing for electronics.
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general
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Samsung launches Galaxy credit card to rival Apple Card
Samsung enters the U.S. credit market with a Barclays-backed card to challenge Apple's dominance in mobile-first consumer financing.
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general
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Fifth Third Sees Comerica Merger Wins Ahead of Labor Day Conversion
Fifth Third Bank prepares for a Labor Day systems overhaul as it nears the finish line of its Comerica merger.
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general
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Truist culls some consumer loans, cites long-term strategy
Truist Bank exits the marine and RV lending markets, forcing outdoor retailers to find new financing partners for high-ticket consumer purchases.
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general
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Truist’s Rogers: Lyons CEO appointment brings ‘certainty’
Truist stabilizes leadership with a new CEO appointment, signaling a return to operational focus and consistent lending for merchant partners.
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general
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PayPal launches Pay in 30 days for UK shoppers
PayPal expands its UK Buy Now, Pay Later portfolio with a fee-free 30-day payment deferral option for shoppers.
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general
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PayPal Expands UK BNPL Offering Ahead of New Regulations
PayPal launches 'Pay in 30 Days' in the UK, signaling continued growth for BNPL options despite upcoming regulatory shifts.
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general
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Bibby Financial snags €250 million finance facility from HSBC
Bibby Financial Services expands its lending power with a €250M facility from HSBC to boost support for SMEs.
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general
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Axos to buy Arc Technologies
Axos Bank acquires fintech Arc Technologies to boost digital lending capabilities and streamline merchant financing tools.
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general
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The 3-Min Read: Fintechs want to become small businesses’ next employee
SoFi, Square, and Capital One are launching new AI tools and flexible lending programs to automate daily operations for small business owners.
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general
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Klarna applies for ILC charter
The Buy Now, Pay Later giant applies for a U.S. banking license to offer insured accounts and expand its lending power.
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general
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Klarna applies for US banking license
Klarna’s push for a U.S. banking charter signals a shift toward cheaper capital and more diverse credit products for retail partners.
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general
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Starling to axe 130 jobs as part of automation drive
Digital lender Starling Bank cuts 130 roles as it doubles down on automation to drive its next phase of operational efficiency.
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SoFi’s Small Business Loan Product Details
SoFi shifts from marketplace referrals to direct small business lending, offering new capital options for retail and service operators.
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SoFi enters small-business loan market
SoFi launches a small-business loan marketplace, helping entrepreneurs and retailers secure capital through its integrated financial ecosystem.
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SoFi Opens Lending Program for Its Small Business Owner Members
SoFi expands its financial ecosystem with a new lending program specifically designed to provide working capital for small business owners.
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general
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Parafin Has Funded 50,000 Businesses, How Does That Compare?
Parafin secures Goldman Sachs backing after funding 50,000 businesses, signaling a faster, data-driven future for merchant working capital.
Curated
medical
lender-updates
U.S. Bank Picks Eric Levine for New Healthcare Payments Role
U.S. Bank signals a major push into the medical sector by appointing a new head of healthcare payments and merchant sales.
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general
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Kafene bags $18m to serve the underbanked - FinTech Global
Lease-to-own provider Kafene secures $18M in funding to expand flexible payment options for credit-challenged shoppers.
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general
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Happen Sheds LendingClub Name and Launches Digital Bank
LendingClub rebrands as Happen Bank, signaling a shift toward full-service digital banking and diversified consumer financing options.
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general
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Katapult Appoints Nancy Walsh as CFO - citybiz
Katapult taps retail veteran Nancy Walsh as CFO, signaling a strategic focus on merchant-aligned growth for the lease-to-own provider.
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medical
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PatientFi Expands Partnership With LaserAway - American Spa
LaserAway expands its use of PatientFi to make premium aesthetic treatments more affordable through integrated patient financing.
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home-improvement
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PowerPay secures $60m in corporate bond funding to accelerate FinTech growth - FinTech Global
PowerPay injects $60 million into its platform, reinforcing its ability to fund large-scale home improvement projects and medical procedures.
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automotive
lender-updates
DigniFi and Dealer Pay, LLC Join Forces to Transform Dealership Consumer Financing and Modern Payment Solutions - Business Wire
DigniFi and Dealer Pay integrate financing into dealership point-of-sale systems to speed up approvals and boost service department sales.
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automotive
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FinTech Leader DigniFi Bolsters Its C-Suite, Appointing Mariana Coontz as Chief Financial Officer and Kristy Nordmann as Chief People Officer - Business Wire
DigniFi strengthens its leadership team with new CFO and CPO appointments, signaling growth and stability for automotive repair financing.
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home-improvement
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Fortiva gives consumers a ‘second look’ - Floor Covering Weekly
Fortiva Retail Credit offers second-look financing solutions to help home improvement retailers approve more customers and increase transaction volume.
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general
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Kafene said to raise $14m to offer flexible payments and protect customers from debt - FinTech Global
Lease-to-own provider Kafene secures $14M to expand flexible payment options for credit-challenged consumers at the point of sale.
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home-improvement
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LendingClub Tests Home Improvement Loans As New Earnings Growth Lever - Yahoo Finance
Digital banking giant LendingClub enters the home improvement market, targeting high-ticket residential projects with new financing products.
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general
lender-updates
Here's Why Katapult Holdings Stock Is Skyrocketing Today - The Motley Fool
Katapult’s strong earnings signal a comeback for lease-to-own, offering retailers a reliable way to capture non-prime consumer spending.
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general
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Milestone Capital Partners Issues $11.5 Million of Corporate Notes
Milestone Capital Partners secures $11.5M in funding to boost loan originations and support platform growth for merchants.
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Chetwood Bank launches wholesale banking division
Chetwood Bank's new wholesale division ready to pump liquidity into the lending ecosystem, supporting point-of-sale finance providers.
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general
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BBVA issues first credit card in Germany
BBVA enters the German market with a digital-first Mastercard, signaling increased competition and new credit options for European consumers.
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general
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Truist shakes up C-suite, names Fiserv's Lyons as CEO
Truist recruits Fiserv veteran Michael Lyons as CEO, signaling a major push toward fintech and modernized merchant financing solutions.
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home-improvement
lender-updates
LendingClub Expands into Home Improvement Financing, Unlocking a $500 Billion Market Opportunity - PR Newswire
LendingClub enters the $500B home improvement market, offering contractors new digital-first financing options to close larger renovation deals.
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home-improvement
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LendingClub Launches Home Improvement Financing; Begins Underwriting and Originating Loans Through Inaugural Partnership with Wisetack - PR Newswire
LendingClub joins forces with Wisetack to offer contractors a reliable, bank-backed financing solution for high-ticket home projects.
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LendingClub Personal Loans Review 2026 - WSJ
A look at LendingClub's 2026 loan terms and how their fixed-rate options compare for big-ticket consumer purchases.
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home-improvement
lender-updates
PowerPay Announces $300 Million Partnership with Synovus Bank and Nearwater Capital - PR Newswire
PowerPay secures $300M in new funding, ensuring steady credit availability for home improvement and healthcare service providers.
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home-improvement
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PowerPay Successfully Closes $60 Million Corporate Bond Led by KeyBank as Sole Private Placement Agent - PR Newswire
PowerPay secures $60 million in new capital, signaling increased lending power for home improvement and healthcare merchants.
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home-improvement
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PowerPay Launches Financing for Residential Solar and Clean Energy Projects - Roofing Contractor
PowerPay moves into the clean energy space, allowing home improvement contractors to offer high-limit solar and battery storage financing.
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furniture
lender-updates
American Signature, Inc. Selects Progressive Leasing as Exclusive Lease-to-Own Partner - Business Wire
American Signature Furniture and Value City Furniture name Progressive Leasing as their exclusive lease-to-own provider to boost non-prime sales.
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general
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Snap Finance® Announces Key Executive Appointments - Business Wire
Snap Finance bolsters its leadership team to accelerate growth and improve technology for retail merchant partners.
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general
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Snap Finance® Honored with Two Bronze Stevie® Awards in 2026 American Business Awards® - Business Wire
Snap Finance earns national recognition for its support teams and proprietary technology platform used by high-turnover retailers.
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automotive
lender-updates
Bastion Management Closes $20 Million Facility with Vernance - PR Newswire
Vernance secures $20 million in new funding to expand specialized financing options for independent auto dealers and their customers.
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general
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LendingUSA(TM) Partners With Live Oak Bank to Better Serve Funeral Homes - Yahoo Finance
LendingUSA secures institutional backing from Live Oak Bank, promising more stable and competitive financing options for high-cost service providers.
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LendingClub Rebrands to Happen Bank - PYMNTS.com
LendingClub rebrands to Happen Bank as it shifts from peer-to-peer roots to a lifecycle-focused digital banking model for consumers.
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general
lender-updates
Snap Finance® Announces Three Key Executive Appointments - Business Wire
Lease-to-own giant Snap Finance taps new executive talent to drive merchant revenue and enhance data-driven credit approvals.
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Splitit Lands $50 Million, Plans to Delist from the Australian Stock Exchange - Finovate
Splitit secures $50M in funding and goes private to focus on its merchant-branded, white-label installment technology.
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lender-updates
Square offers sellers 3.5% savings rate
Square introduces a 3.5% high-yield savings tier for merchants to help retailers earn more on their business reserves.
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Bank of America Offers Pay-Over-Time Card Installment Plans
Bank of America launches 'Custom Pay Plan,' allowing cardholders to split large purchases into fixed monthly installments.
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general
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Fund Street Technologies Closes $45.5 Million Investment-Grade Corporate Note to Accelerate Small Business Financing Growth
Fund Street Technologies secures $45.5 million to expand funding access for small business owners nationwide.
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general
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Klarna dives deeper into banking
Klarna is launching savings accounts and banking features to transform from a payment tool into a full-service financial hub for shoppers.
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furniture
lender-updates
Synchrony Adjusts Furniture-Retailer Program Terms
Promo periods on flagship furniture program shortened; merchant discount rates revised.
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veterinary
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Snap Finance Expands Lease-to-Own Footprint in Veterinary
Lease-to-own option now available at thousands more veterinary practices.