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Curated industry news and original merchant playbooks.
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Apple Teams With Axis Bank for Long-Awaited Apple Pay Debut in India
Apple partners with Axis Bank to launch Apple Pay in India, potentially opening the door for integrated consumer financing tools.
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Canadian fintech VC Portage closes US$600m fund
Portage closes a massive $600M fund, ensuring a steady flow of new tech and competitive options for merchant financing and consumer credit.
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Will Enova owe $5M fee after stall-out of Grasshopper deal?
Regulatory hurdles kill Enova’s bid for Grasshopper Bank, signaling a tough road ahead for fintechs seeking bank status.
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Revolut Chief Says FinTech Could Go Public in NY and London
Fintech giant Revolut eyes a U.S. IPO, signaling a major capital injection that could disrupt the consumer financing and BNPL landscape for retailers.
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UK payments firm Ryft raises £20m for European push
UK-based Ryft secures £20m to bring its automated marketplace payment and payout infrastructure to the US and European markets.
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Revolut exploring dual New York and London listing - Storonsky
Fintech giant Revolut eyes a dual London and New York IPO, signaling increased stability and capital for its global consumer financing and BNPL products.
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Grab agrees $1.49bn deal to buy majority stake in Apac BNPL platform Atome
Grab moves to dominate the Southeast Asian financing market with a $1.49 billion acquisition of BNPL leader Atome.
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After securing Colombian banking licence, Revolt applies for another in Switzerland
Revolut secures a Colombian bank license and targets Switzerland, signaling a major push into global consumer lending and credit services.
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Chris Britt still says banking is broken, but Chime can fix it
Chime's transition from fintech to bank signals a new era of competitive credit products for mid-market consumer spending.
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Revolut Secures Sixth Global Bank License in Colombia
Revolut gains a Colombian banking license, clearing the path for expanded consumer credit and financing products in Latin America.
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Citing political pressure, Enova pulls Grasshopper deal
Enova abandons its Grasshopper Bank acquisition, signaling a tougher regulatory environment for fintech lenders seeking banking charters.
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Wyoming bank has been offline a week due to cyber incident
A week-long outage at a Wyoming bank caps customer spending and highlights the fragility of point-of-sale liquidity during cyberattacks.
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Ex-Synapse Partner Lineage Bank Rebrands as Harpeth in Community Banking Pivot
A key player in the fintech lending space pivots to traditional banking, signaling a tighter environment for consumer financing providers.
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Split Pay Raises $125 Million to Bring BNPL to Big Expenses
New $125 million funding for Split Pay aims to bring flexible Buy Now, Pay Later options to high-cost industries like home improvement and medical.
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Tabby Raises $230 Million to Expand BNPL Offering
Tabby secures $230 million to scale its BNPL platform, signaling a global shift toward regulated consumer and merchant financing solutions.
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Waystar Considers Sale of Healthcare Payments Software Firm
Healthcare payment giant Waystar explores a private sale, potentially impacting how medical providers manage patient billing and insurance claims.
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Finastra’s Private Equity Owner Mulls Sale of Financial Software Provider
A potential sale of fintech giant Finastra could signal shifts in the underlying technology that powers consumer lending and bank integrations.
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Enova scraps Grasshopper deal
Enova halts its bid for a bank charter, signaling a tougher regulatory road ahead for fintech lenders seeking to lower capital costs.
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Dueling Amazon, Target October sales events return
Amazon and Target's October sales events signal an early start to holiday spending, forcing retailers to deploy financing offers sooner.
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Vista Equity explores strategic options for Finastra - Reuters
A potential multi-billion dollar sale of fintech giant Finastra could reshape the technology behind your store's consumer lending programs.
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Mastercard CFO seeks int’l growth
Mastercard's new CFO outlines a future focused on debit expansion, international growth, and bringing stablecoins to the retail point of sale.
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Grab Enters BNPL Space With $1.4 Billion Atome Acquisition
Grab’s $1.4 billion acquisition of Atome signals a major shift toward embedding consumer financing directly into everyday digital ecosystems.
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Qupital raises $300M; eyes overseas markets and IPO
Qupital secures $300M to expand AI-powered e-commerce trade finance, signaling more flexible capital for online retailers.
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Financial Counselling Australia and NAB Foundation commence Community ID Cards pilot
A new pilot program aims to solve identity verification hurdles, making it easier for underserved customers to access consumer financing.
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Nubank launches deposit account in the US
Latin American fintech giant Nubank enters the U.S. market, signaling a new wave of digital-first competition for consumer banking and future credit.
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Mastercard CFO Outlines Growth Strategy Driven by Stablecoins and Value-Added Services
Mastercard signals a shift toward blockchain-backed payments and expanded tech services to streamline merchant operations and consumer spending.
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Fiserv Unifies Financial and Merchant Divisions to Unlock Growth Opportunities
Fiserv merges its merchant and financial divisions to streamline payment tech and expand embedded finance options for retailers.
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U.S. Bank Recruits Citi Executive to Lead Payments in Key Growth Sectors
U.S. Bank taps Citi veteran Calvert Lange to lead payment and merchant sales across key retail and automotive growth sectors.
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Citizens Bank accuses SoFi of poaching 30 mortgage employees
Citizens Bank sues SoFi over alleged coordinated poaching of lending teams, signaling intensifying competition in the consumer credit market.
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DailyFunder Surpasses 14 Years in Existence
The leading alternative finance community marks 14 years, signaling a mature and liquid market for merchant cash advances and small business loans.
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Revolut hit by data breach after fake government email scam
A sophisticated phishing scam using official government emails compromised sensitive customer data at Revolut, highlighting new risks for digital finance.
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Saudi fintech Tabby raises $233m
Middle Eastern BNPL giant Tabby hits $6.5B valuation, signaling continued global momentum for point-of-sale installment lending.
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This Week in Consumer Financing: The Rise of the AI Agent and Digital Asset Wallets
AI shopping assistants, stablecoin retail bridges, and new fintech heavyweights are reshaping the checkout experience.
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PayPal’s New CEO Bets on Going It Alone After $50 Billion Buyout Stalls
PayPal moves forward as a standalone company after $50 billion buyout talks fail, signaling a renewed focus on core payment and BNPL innovation.
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Citizens sues SoFi as fights over talent, pipelines persist
Citizens Bank hits SoFi with a racketeering lawsuit, alleging the fintech giant stole lending teams and confidential data to gain a market edge.
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First Citizens deepens presence in Midwest, Great Plains
First Citizens expands its branch footprint across 11 states while Checkout.com enters the U.S. market, signaling shifts in regional credit and payments.
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PayPal CEO plans for a ‘fix’
PayPal CEO Alex Chriss restructures the company into three units to streamline consumer financing and payment processing for merchants.
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NatWest hires former Ikea exec to lead customer experience and digital engagement
NatWest hires IKEA veteran Harsh Agarwal to bring retail-style customer experience and digital seamlessness to its banking and lending operations.
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FinTechs See 146 Million Reasons to Target Credit Unions
Credit unions are teaming up with FinTechs to offer modern financing to 146 million members, creating new lending opportunities for merchants.
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FinTechs Are Shopping for Very Different Charters
Fintech giants are becoming formal banks, promising more stable and diverse financing options for retail operators and their customers.
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Walmart Expands Tap to Pay as Amazon Builds Its AI Capacity
Walmart ends its holdout on Apple Pay and Google Pay, signaling a major shift toward universal contactless payment acceptance in retail.
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home-improvement
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Reports: Home Services Giant, A1 Garage, to be Acquired for $2 Billion
KKR's $2 billion acquisition of A1 Garage Door Service highlights the growing importance of institutional scale and consumer financing in the home services sector.
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Chime outgrew bank partner model, CEO says
Chime’s acquisition of Stride Bank marks a shift away from the partner-bank model, promising faster product innovation and tighter regulatory control.
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Tether Enters Private Credit Space With Fasanara Partnership
Tether's $3 billion move into private credit could boost liquidity for fintech lenders and consumer financing platforms.
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FDIC won't have to return $1.71 billion to SVB creditors
A federal judge rules the FDIC can keep $1.71 billion from Silicon Valley Bank, citing management negligence during the 2023 collapse.
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MercadoLibre Taps Global Investors to Fuel Logistics and FinTech Growth
Latin American e-commerce giant MercadoLibre raises new debt to scale its fintech arm, signaling a global shift toward embedded consumer credit.
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Circle to buy Tazapay for $400M
Circle’s $400M acquisition of Tazapay signals a faster, blockchain-backed future for international retail payments and cross-border commerce.
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jewelry
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Signet Jewelers delivers ‘quality’ quarter, raises full-year outlook
Signet Jewelers raises its outlook as engagement sales rebound and credit stability fuels a return to profitability.
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Visa builds business abroad
Visa partners with international lenders to scale digital payment infrastructure and expand global consumer credit access.
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Block seeks OCC bank charter
Block’s pursuit of a national bank charter could streamline financing and lower costs for merchants using Square and Afterpay.
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Block seeks OCC bank charter
Square and Cash App parent Block pursues a national bank charter, signaling a major shift toward direct consumer lending and merchant financing.
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Block files to set up national trust bank
Block moves to secure a national bank charter, signaling deeper stability and integration for its Square and Afterpay ecosystems.
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Chime acquires banking partner
Chime buys its longtime partner Stride Bank for $590 million, signaling a shift toward integrated banking and more stable consumer credit products.
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Chime Inks $590 Million Deal to Buy Longtime Bank Partner Stride
Fintech leader Chime acquires Stride Bank for $590M, signaling a new era of direct consumer lending and integrated retail financing.
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Chime to buy Stride Bank for $590M
Chime’s $590M acquisition of Stride Bank marks a shift toward 'full-stack' fintech ownership, promising more stable and integrated consumer financing tools.
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Fifth Third Completes Comerica Integration to Become 9th Largest US Bank
Fifth Third’s finalized merger with Comerica creates a new top-10 banking powerhouse with increased resources for consumer and merchant financing.
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UniCredit acquires stake in German fintech VC Trade
UniCredit's investment in VC Trade signals a shift toward digitizing the debt infrastructure that powers consumer lending programs.
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EverBank, WaFd to merge in $3.9B deal
A $3.9 billion merger between EverBank and WaFd Bank is set to create a $75 billion powerhouse, impacting regional lending and retail credit capacity.
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Six Flags Lets Guests Use BNPL to Buy Season Passes
Six Flags partners with Upgrade to launch Flex Pay, allowing families to finance season passes through monthly installments.
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PayTabs to acquire Amazon Payments Mena operations
PayTabs acquires Amazon's MENA payment operations, signaling a major shift in regional digital financing and checkout options for global retailers.
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This Week in Consumer Financing: The Rise of the 'Always-On' Lender
Tech giants eye U.S. banking charters, AI moves from novelty to revenue driver, and the push for 24/7 liquidity heats up.
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TD Bank COO leaves after less than a year in the job
A leadership shuffle at TD Bank, including the departure of its COO, could signal new technological and operational directions for the major consumer lender.
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PayPal Pauses Venture Capital Portfolio Sale After Lowball Offers
PayPal halts the sale of its venture portfolio, including BNPL firm Tabby, after bidders offer just 60 cents on the dollar.
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Int'l banks plan stablecoin, OpenPayd enters US market
International banks eye stablecoin payments while fintech OpenPayd brings new embedded finance options to the U.S. market.
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Ant International Secures Payment Institution License to Expand Capabilities in Brazil
Ant International secures a Brazilian license, clearing the path for advanced cross-border payment tools and merchant digital suites in the region.
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MoneyLion alums take OpenReserve ‘out of stealth’
Former MoneyLion execs secure a national bank charter for OpenReserve, promising a real-time 'continuous' banking model for the fintech age.
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Revolut nabs conditional OCC charter
Revolut secures a conditional U.S. banking charter, paving the way for direct consumer lending and new merchant financing competition.
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Paymentology powers Maxim’s UK launch, expanding access to credit for the African diaspora
Maxim and Paymentology partner to launch a borderless credit card for the African diaspora in the UK, targeting underserved global citizens.
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Ant International secures payment institution licence from the Central Bank of Brazil
Ant International lands a Brazilian payment license, signaling a major expansion of AI-driven payment and financing tools into Latin America.
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OpenReserve Gets Nod to Launch ‘Bank That Never Closes’
A new digital-first national bank charter could lead to faster, frictionless consumer financing and 24/7 credit processing for merchants.
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Revolut Gets Conditional OCC OK for US Banking Charter
U.K. fintech giant Revolut secures conditional approval for a U.S. bank charter, signaling more competition for consumer credit and BNPL.
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home-improvement
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GSE changes, Boxabl pact spur mortgage lending opportunities
New GSE guidelines and modular housing partnerships are making it easier for homeowners to finance ADUs and factory-built units through mortgages.
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Revolut achieves conditional OCC approval for US national bank status
Fintech giant Revolut secures conditional U.S. banking charter, paving the way for expanded consumer credit and merchant financing options.
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Fiserv explores divestitures
Payment giant Fiserv weighs selling off business units, potentially impacting merchant processing and debit network stability.
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TabaPay eyes bank charter
Payment platform TabaPay acquires Transact Bank to provide direct banking services and faster funding for merchant partners.
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TabaPay is seeking to buy a community bank for its charter
Fintech firm TabaPay moves to acquire a community bank, aiming to streamline payment processing and financing for merchants.
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TabaPay closes $155m financing; agrees to buy a bank
TabaPay secures $155M and a bank charter to streamline instant payments and loan disbursements for the consumer finance industry.
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Credit unions have an AI risk gap: American Banker research
New research reveals banks are more wary of AI lending risks than credit unions, potentially impacting how your customers get approved for credit.
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Jack Henry refuses to pay extortionists after data theft
A data breach at core provider Jack Henry highlights security risks for the financial institutions powering consumer credit programs.
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FNBO Expands Westward by Buying Denver’s InBank
FNBO’s acquisition of InBank scales its presence in Colorado, potentially bringing new consumer financing tools to Denver-area retailers.
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TD pushes US branch expansion amid AML reform
TD Bank commits to a 100-branch U.S. expansion despite regulatory hurdles and a looming asset cap.
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TabaPay Aims to Become TabaBank After Raising $155 Million
Payment platform TabaPay raises $155M to acquire a bank, promising faster funding and streamlined financial tools for merchants.
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OpenPayd Secures 43 US Licenses Ahead of Nasdaq Listing
OpenPayd clears a major regulatory hurdle in the U.S., offering retailers new possibilities for embedded finance and seamless global payments.
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TabaPay eyes OCC charter with Denver bank deal
Payments platform TabaPay acquires Transact Bank, aiming to streamline the backend infrastructure for consumer lending and digital payments.
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Mollie completes acquisition of GoCardless
Mollie’s acquisition of GoCardless unites card processing and bank payments to simplify recurring billing and lower transaction costs for merchants.
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Ingenico strengthens global leadership team
Ingenico's new executive team signals a shift toward smarter payment terminals and easier financing integrations for brick-and-mortar retailers.
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Félix raises $200m in equity and debt to expand beyond remittances
WhatsApp-based payment platform Félix raises $200m to launch consumer credit and financing products for the U.S. Latino community.
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Jack Henry falls victim to ransomware attack
A major ransomware attack on banking tech giant Jack Henry puts the spotlight on the security of the consumer financing supply chain.
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California bank ends waiting game, sells low-yielding bonds
A major California bank is offloading $1 billion in bonds to free up capital for new, higher-yielding consumer and business loans.
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YouTube’s Amazon Deal Pushes Social Commerce Closer to Checkout
YouTube integrates Amazon into its shopping program, bringing seamless checkout and BNPL options directly to social media feeds.
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Mike Lyons begins his Truist era
New CEO Mike Lyons takes over Truist with a mandate to drive growth, potentially signaling shifts in the bank's retail lending and merchant strategy.
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PayPal makes job cuts
PayPal initiates significant staff reductions as the fintech giant pivots toward profitability and leaner operations.
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How Affirm leverages 0% interest
Affirm's latest data shows 0% financing is the top tool for closing sales as inflation-weary shoppers ditch high-interest credit cards.
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Klarna CEO Sebastian Siemiatkowski acquires 692,506 shares for $10 million
Klarna’s CEO invests $10 million in his own company, signaling stability for the BNPL giant as it heads toward a public listing.
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Nonbank lender finds niche in airport concession business
A new $100 million funding pool targets airport retailers and concessionaires, offering specialized capital where traditional banks often fall short.
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EWA grows despite legal limbo
Earned Wage Access continues to expand as a popular employee benefit while regulators weigh new consumer protection rules.
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How Mike Rose and Fidelity Funding Group Charged Like a Rhino
Fidelity Funding Group hits a $24M monthly milestone, signaling robust health and aggressive growth in the alternative business financing market.
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This Week in Consumer Financing: The BNPL Surge and the AI Checkout Revolution
Retailers pivot to point-of-sale financing as Affirm challenges legacy credit and AI begins to automate the customer application journey.
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Affirm extends hot streak, challenging credit card industry
Affirm's record-breaking quarter proves BNPL is winning the fight against traditional credit cards for consumer preference.
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Stripe, Advent suspend their pursuit of PayPal
Stripe and Advent abandon a $53 billion bid for PayPal, forcing the payments giant to innovate independently to win over merchants.