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Curated industry news and original merchant playbooks.
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home-improvement
industry-news
Court Calif. new-build buyers: Prop 37 funds up to 17% down
California's new $25 billion Prop 37 bond will subsidize down payments for new-build buyers, creating a massive influx of new customers for home industries.
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general
industry-news
FIS, Toast CFOs exit
C-suite departures at FIS and Toast signal potential shifts in merchant pricing and product strategy as the payment giants restructure.
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general
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Revolut hits $115bn valuation
Revolut’s soaring $115 billion valuation signals a new era of fintech dominance in consumer credit and merchant payment ecosystems.
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general
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OPay abruptly pulls US IPO as inquiry derails offering
Nigerian fintech giant OPay pulls its U.S. IPO at the last minute following weak investor demand and a sudden inquiry.
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general
industry-news
OppFi Abandons BNC Bank Purchase
OppFi scraps its bank acquisition plans, signaling a tougher regulatory environment for non-bank lenders seeking traditional charters.
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general
industry-news
Fiserv talks to potential asset buyers
Payment giant Fiserv explores asset sales and doubles cost-cutting goals to focus on high-growth merchant technology.
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general
industry-news
TD launches challenge to help Gen Z build financial confidence
TD Bank targets Gen Z with gamified financial literacy tools, preparing the next generation of shoppers for responsible credit and financing use.
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general
industry-news
Bilt tackles sports loyalty with $300M deal
Bilt Rewards acquires sports tech firm Lava for $300M, signaling a push to integrate consumer financing and loyalty into live entertainment and sports.
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general
industry-news
Bilt tackles sports with $300M deal
Rent-rewards giant Bilt acquires Lava for $300M, signaling a major push to integrate consumer loyalty and real-time payments into the sports and live event industry.
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general
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Apple Forecasts Slower Services Growth as AI Costs Rise
Apple prepares to charge for AI features while facing higher costs, signaling a shift toward more subscription-based revenue and financing needs.
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general
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Global Payments Buyout Talks Signal Pressure on Legacy Processors
Global Payments' potential $35 billion buyout could force a shift toward more integrated software and embedded financing tools for everyday merchants.
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general
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Bilt Pays $300 Million for Sports Loyalty Platform Lava
Bilt’s $300 million acquisition of Lava bridges the gap between rent rewards and professional sports loyalty to dominate local consumer spending.
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general
industry-news
Mastercard scales in India
Mastercard deepens its partnership with India’s largest private bank to expand credit access and digital payment tools for consumers and small businesses.
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general
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OPay withdraws planned $304m US IPO after regulatory inquiry
Major fintech lender OPay cancels its $304M U.S. IPO following regulatory pushback, signaling a cautious era for digital consumer finance providers.
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This Week in Consumer Financing: The Regulatory Eye and the AI Push
Regulators target hidden fees and AI bias while private equity eyes a $40 billion stake in the checkout line.
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general
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Scotiabank Wins Fed Approval to Buy Oklahoma-Based MapleMark Bank
Canadian giant Scotiabank wins Fed approval to acquire MapleMark Bank, signaling a major push into the U.S. commercial and retail lending space.
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general
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Montana bank employee sentenced to 8 months in prison
A roundup of banking news including fraud sentencing, international fintech expansion, and high-level leadership changes in the financial sector.
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general
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PE firm CD&R targets buyout of $40bn Global Payments - FT
A potential $40 billion private equity buyout of Global Payments could reshape the technology and financing tools retailers use at the point of sale.
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general
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CD&R and GTCR Launch $40 Billion Buyout Bid for Global Payments
A potential $40 billion private equity buyout of Global Payments could reshape the technology and costs behind merchant payment processing.
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general
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PicPay CFO forges ahead after post-election turmoil, watershed IPO
Brazilian fintech PicPay pivots toward credit expansion and profitability, signaling a global shift in how digital wallets compete with traditional lenders.
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general
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Apple Pay and Google Pay launch in Uzbekistan
Apple and Google Pay enter Uzbekistan, signaling a major shift toward digital wallets and mobile commerce for Central Asian retailers.
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home-improvement
industry-news
TOP 500 LIVE Attendees Focus on AI, Cash and Conversion
Top remodelers shift focus to payment-first sales strategies and AI-driven lead qualification to combat rising costs and credit hurdles.
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home-improvement
industry-news
West Shore Home Acquires Atlas, Expands Into Metro Detroit
As West Shore Home expands into Detroit, local remodelers must upgrade their sales tech and financing to compete with national scale.
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automotive
industry-news
WEX Earns Record Quarterly Revenue While Deploying AI Across Products
WEX hits record revenue while deploying AI tools to streamline fleet payments and credit decisions for commercial merchants.
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general
industry-news
A Triple Recognition for Channel’s Influential Leadership by Monitor
Channel leadership earns top honors in equipment finance, signaling strength and peer-recognized expertise for the business lender.
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general
industry-news
U.S. Bank risk chief heads to Amex
American Express hires U.S. Bank’s risk chief to lead global operations following regulatory setbacks and compliance penalties.
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general
industry-news
Big-Box Briefing: What to watch this holiday season as Target, Walmart and more battle for sales
Big-box retailers are doubling down on early holiday deals and flexible payments to win over budget-conscious shoppers this season.
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general
industry-news
Monzo launches in Spain
The UK's top digital bank brings its popular consumer lending and fintech platform to the Spanish market.
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general
industry-news
Wealthsimple Raises $302 Million For Financial Platform
Wealthsimple secures $302M to expand its digital banking and spending ecosystem, signaling more competition for traditional consumer finance.
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general
industry-news
Piermont CEO: Discipline with fintech clients is key
Increased regulatory scrutiny on fintech-bank partnerships means retailers should prioritize stable, compliant financing providers over high-risk startups.
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general
industry-news
PayPal: Business Loan & Working Capital Merchants Have Higher Retention Rate
New PayPal data shows that merchants who utilize integrated business loans are 15% more loyal to their payment processing providers.
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general
industry-news
Venmo results lift PayPal
PayPal's latest earnings show Venmo is becoming a dominant force in retail payments, offering new opportunities for merchants to capture mobile-first shoppers.
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home-improvement
industry-news
TOP 500 LIVE Opens With Focus on Profits, Technology and Growth
Top home improvement leaders shift focus toward profitability and tech-driven financing strategies as market demand stabilizes.
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general
industry-news
Scams Gain 10 Percentage Points in Share of Fraud Dollars
New data shows a 10% jump in fraud losses driven by social engineering, putting retailers at risk of increased payment disputes and stricter lender oversight.
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general
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Mastercard targets creators via MrBeast partnership
Mastercard partners with YouTube star MrBeast to build financial tools and credit solutions for the growing creator economy.
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general
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RedotPay Targets $5 Billion Valuation in Crypto IPO
Crypto payment provider RedotPay eyes a $5 billion U.S. IPO, signaling a push to make digital assets a mainstream consumer payment method.
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general
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Walmart Turns Black Friday Into 3-Part Shopping Event
Walmart moves to a three-event Black Friday strategy to capture price-sensitive shoppers, signaling a long, budget-focused holiday season.
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general
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PayTabs agrees to buy SeaPay in Saudi Arabia
PayTabs acquires SeaPay to create a unified payment and financial services ecosystem for merchants in the Saudi Arabian market.
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This Week in Consumer Financing: The AI Agent Takeover and the Speed of Liquidity
Retailers must adapt as AI shifts from a backend tool to an autonomous shopper, while lenders race for faster settlements and national charters.
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general
industry-news
Fiserv Appoints Mastercard Senior Strategic Advisor Raj Seshadri to Board
Fiserv adds Mastercard veteran Raj Seshadri to its board, signaling a deeper focus on integrating consumer credit and retail commerce.
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general
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Argentine payment infrastructure company Rebill raises $5.4m
Argentine fintech Rebill raises $5.4M to scale recurring billing and installment infrastructure across Latin American markets.
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general
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Fiserv adds Raj Seshadri to board
Mastercard data executive Raj Seshadri joins Fiserv board, signaling a push for smarter payment and financing tools for merchants.
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general
industry-news
American Express touts AI, plans 5% downsizing
American Express trims staff by 5% while pivoting toward AI-driven operations to streamline merchant and consumer credit services.
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general
industry-news
Amex to cut roughly 3,500 employees
American Express cuts 3,500 jobs as it pivots toward AI, signaling a shift toward automation in the prime credit and merchant services space.
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general
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Amex to shrink workforce
American Express trims its workforce by 4.5% to pivot toward AI, signaling a shift in how lenders will manage merchant and consumer relationships.
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general
industry-news
Sezzle seeks OCC bank charter
BNPL provider Sezzle applies for a national bank charter to streamline operations and navigate a tightening regulatory environment.
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general
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Fintel acquires Mortgage Brain Holdings
Fintel’s acquisition of Mortgage Brain streamlines the tech behind property lending, promising more integrated tools for the consumer financing ecosystem.
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general
industry-news
FinTechs Face Tough Licensing Choices as They Outgrow Early Setups
Fintech providers are outgrowing early bank partnerships, a shift that could lead to more stable and flexible financing options for retailers.
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general
industry-news
Verisave names former Fiserv exec Chris Lefebvre CEO
Verisave taps former Fiserv executive Chris Lefebvre as CEO to lead its next phase of merchant payment optimization and cost-reduction services.
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general
industry-news
Barclays to cut 5,000 employees this year
Barclays cuts 5,000 jobs in a major efficiency push, leaning on AI to handle back-office and support functions.
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general
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Affirm Inks Exclusive Deal with Sam’s Club as Competition for BNPL Shoppers Intensifies
Affirm becomes the exclusive BNPL partner for Sam’s Club, integrating flexible payments into the warehouse giant's mobile and in-store checkout.
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general
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LSEG to acquire data provider Octus for $3.5bn
LSEG's $3.5 billion acquisition of Octus signals a major shift toward data-heavy, automated credit underwriting for the consumer market.
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home-improvement
industry-news
Great Day Appoints New CEO, Confirms Pullback From Bath Authority
Great Day Improvements names Grant Davis CEO as the remodeling giant scales back its bath division to focus on core brands.
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general
industry-news
Capital One wrestles with how to best use Discover's network
Capital One's CEO calls the Discover network a 'holy grail' as the bank prepares to challenge the Visa-Mastercard duopoly.
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general
industry-news
A wave of new banks is about to shake up a normally staid industry
A surge in nontraditional bank charters could bring more tech-forward, competitive lending options to your retail financing stack.
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general
industry-news
Singapore's Sea plans IPO for fintech arm Monee
Sea Group's planned IPO for fintech arm Monee signals a new era of growth and stability for integrated consumer financing.
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general
industry-news
Target’s holiday push stresses affordability, exclusives and an AI assistant
Target leans into price transparency and flexible payment strategies to win over inflation-weary holiday shoppers.
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automotive
industry-news
America’s Car-Mart Considers Sale as Inflation Hits Subprime Borrowers
A leading 'buy here, pay here' auto lender explores a sale as subprime defaults rise and inflation squeezes consumer budgets.
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furniture
industry-news
Wayfair going mile high with new Denver store
Wayfair continues its physical retail blitz with a new Denver location, signaling a major move into the traditional furniture showroom space.
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general
industry-news
Butter Payments has been sold
Payment recovery startup Butter Payments sells as the market for automated subscription 'rescue' tools becomes increasingly crowded.
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general
industry-news
PayPal isn’t agile enough, CEO says
PayPal CEO Alex Chriss is restructuring the payments giant to speed up innovation and improve the checkout experience for merchants.
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general
industry-news
Brands Briefing: How brands are gearing up for TikTok Shop’s biggest holiday season yet
As retail giants join TikTok Shop for the holidays, integrated financing options like BNPL become the key to converting high-value social commerce sales.
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general
industry-news
Mynt IPO breaks records in Philippines
The record-breaking IPO of GCash parent Mynt signals a massive global vote of confidence in mobile-first consumer financing and BNPL integration.
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general
industry-news
Salmon raises funds to double down in the Philippines
Consumer lender Salmon secures $140 million to expand its digital credit and BNPL-style services in emerging markets.
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general
industry-news
Zilch to move to new London HQ
BNPL giant Zilch doubles its London HQ capacity as it prepares for aggressive European expansion and increased market share.
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industry-news
This Week in Consumer Financing: The AI Security Tax and the Gen Z Land Grab
Lenders double down on AI fraud prevention while fintechs pivot toward social-driven finance to capture the next generation of shoppers.
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general
industry-news
Acorns buys Gen Z social finance app Frich
Acorns acquires social finance app Frich to capture Gen Z through peer-driven financial tools and community insights.
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general
industry-news
Upgrade’s Bank Ambitions Show How FinTech Growth Expands Choices
Fintech giant Upgrade seeks a bank charter, promising more stable and cost-effective credit options for merchants and their customers.
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general
industry-news
Regions Bank Says AI Cybersecurity Drives Up Costs 1.5% to 3.5%
Regions Bank projects rising cybersecurity costs through 2026 as AI threats force lenders to increase technology spending.
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home-improvement
industry-news
Home equity deal shows VantageScore viable for RMBS ratings
Wall Street’s acceptance of VantageScore for home equity deals paves the way for higher consumer approval rates and more flexible financing options.
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general
industry-news
ECB approves Unicredit's bid for control of Commerzbank
The ECB's approval of the UniCredit-Commerzbank deal signals a new era of consolidated banking that could reshape consumer credit access.
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general
industry-news
Green-lighting new banks could help female entrepreneurs raise capital
New fintech bank charters could unlock more accessible capital and flexible lending terms for diverse small business owners and retailers.
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general
industry-news
Scams Capture 22.4% of Fraud Dollars as Banks Adjust Defenses
As scams drive 22% of fraud losses, merchants should prepare for tighter lender security and higher risks of payment disputes.
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general
industry-news
Citizens' payment exec on how banks can coexist with fintechs
Traditional banks are revamping their merchant services to compete with the seamless digital experiences offered by fintech giants.
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general
industry-news
Fiserv ‘reset’ bolsters case, litigants say
A legal battle over Fiserv’s merchant fee practices highlights a growing industry shift toward transparent payment processing and billing.
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general
industry-news
JPMorgan rounds up partners
JPMorgan is doubling down on payment partnerships to bake financing and checkout tools directly into merchant software.
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general
industry-news
Kraken parent to buy European bank Saldo
Kraken's parent company acquires Saldo Bank, signaling a major push by crypto giants into the regulated consumer lending and deposit market.
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general
industry-news
BoE and IMF warn of cyber threat to banking system
Global financial authorities warn that rising cyber threats could erode consumer trust in digital banking and disrupt lending flows.
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general
industry-news
JPMorgan to livestream fraud-fighting event to 700 branches
JPMorgan's massive fraud-fighting push signals a new era of heightened security that retailers must adopt to protect consumer financing transactions.
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general
industry-news
Spanish banks report 150% spike in fraud
A massive 150% surge in device-related fraud serves as a warning for merchants using mobile-based financing and BNPL tools.
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general
industry-news
Visa makes progress in China, but still faces hurdles
Visa clears a major regulatory hurdle in China, moving one step closer to competing in the world’s largest payment market.
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general
industry-news
A Path Forward to do More SBA 7(a) Loans
SBA loan volume drops 27% as lenders shift focus to larger deals, making small-scale capital harder to access.
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home-improvement
industry-news
Lenders should weigh risks vs. cost in credit options
Lenders are navigating new credit scoring models and data costs that could impact how your customers qualify for major home purchases.
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general
industry-news
Credit Agricole launches digital bank for German market
French banking giant Credit Agricole enters the German digital market, signaling a shift toward mobile-first consumer credit and lending.
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general
industry-news
Can banks buy fintechs without losing what makes them work?
Valley National Bank’s acquisition of Bluevine highlights a trend of banks buying tech to improve lending, but cultural clashes could impact speed.
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general
industry-news
Fairer Finance and Sideways launch 'michelin star' system for banks
A new 'Michelin Star' rating system for lenders aims to rank banks on transparency and customer trust, helping retailers pick better financing partners.
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general
industry-news
ID Finance raises €545m for consumer finance app
Spanish fintech giant ID Finance secures €545 million to scale its digital consumer lending platform and credit wellness tools.
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home-improvement
industry-news
Lowe’s launches Black Friday deals in October
Lowe’s kicks off Black Friday in October, signaling a longer window for retailers to leverage financing for high-ticket holiday sales.
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general
industry-news
Upgrade is latest fintech to seek ILC charter
Fintech lender Upgrade applies for a specialized bank charter, a move that could streamline consumer credit and lower costs for retail financing partners.
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general
industry-news
Visa-Mastercard payouts top $631M
Nearly 700,000 merchants have received a share of the $5.5 billion Visa-Mastercard swipe fee settlement as payouts surpass $631 million.
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general
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NZ fintech Qippay secures NZ$25m funding boost
New Zealand fintech Qippay secures $25M to scale account-to-account payments and challenge traditional credit card processing fees.
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general
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Pepkor's $1.3bn fintech deal comes under shareholder scrutiny
Pepkor's $1.3 billion fintech merger faces shareholder pushback, highlighting the high stakes and massive value of retail-linked consumer credit arms.
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This Week in Consumer Financing: AI Agents Take the Wheel as Regulators Tap the Brakes
Retailers see a surge in AI-driven efficiency while navigating a shifting political and regulatory landscape for consumer credit.
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general
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OPay Files for US IPO with 50 Million Active Users and Expansion Plan
Digital finance giant OPay files for a U.S. IPO, signaling a major expansion of its merchant and consumer financing ecosystem.
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general
industry-news
America's Credit Unions launches new cybersecurity hub
America's Credit Unions launches a new risk management hub to combat rising fraud and cybersecurity threats in the lending space.
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general
industry-news
DailyPay competes $200m securitisation
DailyPay secures $200M to expand its on-demand pay platform, signaling growth and stability for employee financial wellness tools.
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general
industry-news
Revolut CEO Targets Wall Street IPO
Fintech giant Revolut targets a U.S. IPO, signaling a major push into the American consumer credit and financing market.
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general
industry-news
US Bank rolls out identity, privacy and credit monitoring service
U.S. Bank’s new monitoring tool helps consumers manage credit health, potentially easing the path for point-of-sale financing applications.
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general
industry-news
Revolut Pays for New Customer IDs After September Data Breach
Revolut covers ID replacement costs for breach victims, highlighting the growing link between data security and consumer financing access.
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tutoring
industry-news
Student Lender Mpower Shutters Following Immigration Crackdown
A major lender for international students collapses as immigration crackdowns dry up the borrower pool, impacting the education financing landscape.