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Curated industry news and original merchant playbooks.
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America's Credit Unions launches new cybersecurity hub
America's Credit Unions launches a new risk management hub to combat rising fraud and cybersecurity threats in the lending space.
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DailyPay competes $200m securitisation
DailyPay secures $200M to expand its on-demand pay platform, signaling growth and stability for employee financial wellness tools.
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Revolut CEO Targets Wall Street IPO
Fintech giant Revolut targets a U.S. IPO, signaling a major push into the American consumer credit and financing market.
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US Bank rolls out identity, privacy and credit monitoring service
U.S. Bank’s new monitoring tool helps consumers manage credit health, potentially easing the path for point-of-sale financing applications.
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Revolut Pays for New Customer IDs After September Data Breach
Revolut covers ID replacement costs for breach victims, highlighting the growing link between data security and consumer financing access.
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tutoring
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Student Lender Mpower Shutters Following Immigration Crackdown
A major lender for international students collapses as immigration crackdowns dry up the borrower pool, impacting the education financing landscape.
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True Food Kitchen Had $2.2M MCA Balance With Parafin Before Bankruptcy
True Food Kitchen's $2.2M debt to Parafin highlights the risks of using Merchant Cash Advances to sustain large-scale operations.
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TransUnion UK makes executive appointments
TransUnion UK overhauls its executive team to accelerate the development of new credit scoring and data products for lenders.
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Payments conferences for 2027
A roadmap of 2027's major payments events focused on AI, real-time funding, and the future of consumer credit technology.
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Revolut eyes Philippines bank licence
Digital banking giant Revolut targets a Philippines bank license, signaling further expansion of global consumer credit and mobile-first lending.
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Pennymac adopts VantageScore as bi-merge debate heats up
Major lenders are ditching traditional FICO-only pulls, potentially opening the door for more customers to qualify for financing using alternative data.
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Lenders using VantageScore: Watch Freddie's CRO shake-up
Leadership changes at Freddie Mac could speed up the adoption of VantageScore, potentially expanding credit access for your customers.
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Mynt valued at $7bn for upcoming IPO
The parent company of GCash hits a $7B valuation, signaling a massive global shift toward mobile-integrated consumer financing.
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This Week in Consumer Financing: The Rise of the Machine Shopper
AI agents are beginning to shop for humans, while open banking and tokenized settlements prepare to move money faster than ever before.
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Nubank shuts down rumors it's buying Monzo
Digital banking giant Nubank quashes rumors of a Monzo acquisition, signaling a continued focus on independent growth and U.S. expansion.
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Payments Canada approves new members
New fintech members join Payments Canada, signaling faster settlements and more competitive financing options for Canadian retailers.
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As CDFIs face headwinds, states bolster their support
States are launching dedicated funds for community lenders, ensuring credit access for underserved consumers despite federal headwinds.
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YouTuber raises $15m for Brazil's 'Cash App'
Brazilian fintech NG.Cash raises $15M to expand credit access and digital banking for Gen Z and unbanked consumers.
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InDebted names Chris McNamara CEO
Global AI-powered collections firm InDebted names new executive leadership to guide its next phase of growth in the consumer lending space.
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Nubank rejects Monzo takeover talk
Nubank denies rumors of a $10 billion Monzo acquisition, signaling a focus on organic growth in the digital banking and consumer credit sectors.
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Parafin Funded Over $3 Billion to Merchants in Five Years
Stripe's acquisition of Parafin confirms the dominance of embedded merchant financing, with $3 billion funded through platform integrations since 2021.
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Stripe to buy embedded finance platform Parafin
Stripe’s acquisition of Parafin signals a future where business lending and payment processing are fully integrated into a single merchant dashboard.
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Payments Canada welcomes six new members
Six new members join Payments Canada, signaling a shift toward faster, tech-driven transaction processing for retailers and service providers.
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European payments groups join forces to take on US giants
European payment giants unite to challenge Visa and Mastercard, signaling a major shift toward cheaper, direct-from-bank consumer payments.
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Zilch eyes 2027 London IPO
UK-based BNPL provider Zilch begins talks for a 2027 IPO, signaling a new era of maturity for alternative consumer payment platforms.
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Apple Pay arrives in India
Apple expands its digital wallet footprint to India, signaling new opportunities for mobile-first consumer payments and future financing integrations.
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Chartering must be ‘top priority’ for fintechs that pursue it: Mercury Bank CEO
Mercury Bank's pursuit of a federal charter signals a shift toward greater stability and direct control in the fintech lending space.
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Ohio bank makes deal to blow past $10 billion-asset mark
Peoples Bancorp’s acquisition of Capital Bancorp signals a new regional heavyweight in the consumer and commercial lending space.
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Peoples Bancorp to buy Maryland’s Capital Bancorp for $728M
Peoples Bancorp’s $728M acquisition of Capital Bancorp creates a regional powerhouse, signaling potential shifts in compliance and lending capacity for merchants.
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Will Europe unseat Visa, Mastercard?
European banks launch Wero to challenge Visa and Mastercard dominance, potentially lowering transaction fees for retailers.
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Brits feel overwhelmed by growing sophistication of AI-powered scams
As AI supercharges digital fraud, retailers must bridge the 'trust gap' to prevent customers from abandoning financing applications.
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Valley Bank CEO Interviewed on CNBC About Bluevine Deal
Valley Bank’s CEO explains how the Bluevine acquisition will modernize small business lending and speed up access to capital for retailers.
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home-improvement
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West Shore Home Acquires Rochester-Based Home Improvement Company, Expanding Presence in New York
National remodeling giant West Shore Home enters the New York market, bringing its high-speed sales and integrated financing model to Rochester and Buffalo.
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Florida credit union to buy 2nd bank in a month
Gulf Winds Credit Union continues its acquisition streak, signaling a major regional shift ahead of its 2025 'TruWorth' rebrand.
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Bluevine CEO on Being Acquired by a Bank: “You’re seeing a lot fintechs becoming banks right now.”
Valley National Bank's $340M acquisition of Bluevine signals a shift toward bank-backed fintech tools for small businesses and retailers.
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Nano Banc Failure Tests Banking Beyond the Branch
The failure of digital-leaning Nano Banc reminds retailers that the stability of their financing partners is just as important as the technology they provide.
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California’s Nano Banc fails
California's Nano Banc becomes the sixth bank failure of 2026, signaling potential shifts in credit availability for retail financing programs.
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Chime is turning a seven-year-plus bank partnership into vertical integration
Chime’s move toward vertical integration could lead to more stable and integrated credit products for the millions of consumers using neobanks.
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This Week in Consumer Financing: The Rise of the AI Agent and Stablecoin Standards
Retailers face a new frontier as AI agents begin handling transactions and the Fed moves to stabilize digital payment rails.
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Nubank in talks to take over Monzo
A potential $10 billion merger between Nubank and Monzo could create a global powerhouse in consumer credit and digital lending.
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Revolut gets green light to buy Argentinian bank
Revolut gains a banking foothold in Argentina, signaling a major expansion of digital consumer credit and lending across Latin America.
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Embattled California bank is latest to fail
The failure of Republic Bank signals continued volatility in the banking sector, urging retailers to diversify their consumer financing partners.
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Unity Bancorp names first new CEO in 22 years
SoFi and Mastercard launch stablecoin settlement partnership while Unity Bancorp undergoes its first CEO transition in over two decades.
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Revolut customers impacted by new data breach
A secondary data breach involving Revolut partner DriveWealth highlights systemic security risks for merchants using integrated fintech tools.
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Trustly slashes 200 jobs
Open banking leader Trustly cuts 25% of its workforce to pivot toward profitability and core European markets.
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Amazon Expands UK BNPL Footprint With Affirm Partnership
Amazon teams up with Affirm in the U.K. to offer instant installment loans, signaling a continued global shift toward BNPL at checkout.
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Adyen hires Klarna's Niclas Neglen as CFO
Adyen taps Klarna’s CFO to lead its finances, signaling a major push to integrate Buy Now, Pay Later deeper into the global payment landscape.
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Adyen snaps up Klarna CFO
Adyen hires Klarna’s CFO in a strategic move that signals a deeper push into the consumer credit and financing market.
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Adyen snaps up Klarna CFO
Adyen recruits Klarna's CFO, signaling a strategic push to bridge the gap between global payment processing and consumer financing solutions.
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PayCompass, Simpay and Exectras come together
Simpay, PayCompass, and Exectras merge to offer retailers a combined suite of payment processing and merchant healthcare benefits.
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As fintechs nab bank charters, what's happening to BaaS?
As major fintech providers secure their own banking charters, the landscape for consumer financing is shifting toward more stability and tighter regulation.
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Paymob garners $35 million in pre-Series C
Egyptian fintech Paymob secures $35M to expand its all-in-one payment and BNPL integration platform across the Middle East and Africa.
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01F Group invest in Indonesian fintech Dana
Indonesian fintech giant DANA secures new investment to scale its digital wallet and BNPL ecosystem.
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This Week in Consumer Financing: The Rise of the Machine Customer
Retailers must prepare for AI-driven shoppers and stricter digital security as the financing landscape shifts toward autonomous commerce.
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Apple Teams With Axis Bank for Long-Awaited Apple Pay Debut in India
Apple partners with Axis Bank to launch Apple Pay in India, potentially opening the door for integrated consumer financing tools.
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Longtime Christmas decor retailer files for bankruptcy
Holiday giant Gordon Companies files for Chapter 11 as high debt and cooling consumer demand create a pre-season crisis.
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Canadian fintech VC Portage closes US$600m fund
Portage closes a massive $600M fund, ensuring a steady flow of new tech and competitive options for merchant financing and consumer credit.
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Will Enova owe $5M fee after stall-out of Grasshopper deal?
Regulatory hurdles kill Enova’s bid for Grasshopper Bank, signaling a tough road ahead for fintechs seeking bank status.
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Revolut Chief Says FinTech Could Go Public in NY and London
Fintech giant Revolut eyes a U.S. IPO, signaling a major capital injection that could disrupt the consumer financing and BNPL landscape for retailers.
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UK payments firm Ryft raises £20m for European push
UK-based Ryft secures £20m to bring its automated marketplace payment and payout infrastructure to the US and European markets.
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Revolut exploring dual New York and London listing - Storonsky
Fintech giant Revolut eyes a dual London and New York IPO, signaling increased stability and capital for its global consumer financing and BNPL products.
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After securing Colombian banking licence, Revolt applies for another in Switzerland
Revolut secures a Colombian bank license and targets Switzerland, signaling a major push into global consumer lending and credit services.
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Grab agrees $1.49bn deal to buy majority stake in Apac BNPL platform Atome
Grab moves to dominate the Southeast Asian financing market with a $1.49 billion acquisition of BNPL leader Atome.
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Chris Britt still says banking is broken, but Chime can fix it
Chime's transition from fintech to bank signals a new era of competitive credit products for mid-market consumer spending.
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Revolut Secures Sixth Global Bank License in Colombia
Revolut gains a Colombian banking license, clearing the path for expanded consumer credit and financing products in Latin America.
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Citing political pressure, Enova pulls Grasshopper deal
Enova abandons its Grasshopper Bank acquisition, signaling a tougher regulatory environment for fintech lenders seeking banking charters.
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Wyoming bank has been offline a week due to cyber incident
A week-long outage at a Wyoming bank caps customer spending and highlights the fragility of point-of-sale liquidity during cyberattacks.
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Ex-Synapse Partner Lineage Bank Rebrands as Harpeth in Community Banking Pivot
A key player in the fintech lending space pivots to traditional banking, signaling a tighter environment for consumer financing providers.
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Split Pay Raises $125 Million to Bring BNPL to Big Expenses
New $125 million funding for Split Pay aims to bring flexible Buy Now, Pay Later options to high-cost industries like home improvement and medical.
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Tabby Raises $230 Million to Expand BNPL Offering
Tabby secures $230 million to scale its BNPL platform, signaling a global shift toward regulated consumer and merchant financing solutions.
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Waystar Considers Sale of Healthcare Payments Software Firm
Healthcare payment giant Waystar explores a private sale, potentially impacting how medical providers manage patient billing and insurance claims.
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Finastra’s Private Equity Owner Mulls Sale of Financial Software Provider
A potential sale of fintech giant Finastra could signal shifts in the underlying technology that powers consumer lending and bank integrations.
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Enova scraps Grasshopper deal
Enova halts its bid for a bank charter, signaling a tougher regulatory road ahead for fintech lenders seeking to lower capital costs.
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Dueling Amazon, Target October sales events return
Amazon and Target's October sales events signal an early start to holiday spending, forcing retailers to deploy financing offers sooner.
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Vista Equity explores strategic options for Finastra - Reuters
A potential multi-billion dollar sale of fintech giant Finastra could reshape the technology behind your store's consumer lending programs.
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Mastercard CFO seeks int’l growth
Mastercard's new CFO outlines a future focused on debit expansion, international growth, and bringing stablecoins to the retail point of sale.
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Grab Enters BNPL Space With $1.4 Billion Atome Acquisition
Grab’s $1.4 billion acquisition of Atome signals a major shift toward embedding consumer financing directly into everyday digital ecosystems.
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Qupital raises $300M; eyes overseas markets and IPO
Qupital secures $300M to expand AI-powered e-commerce trade finance, signaling more flexible capital for online retailers.
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Financial Counselling Australia and NAB Foundation commence Community ID Cards pilot
A new pilot program aims to solve identity verification hurdles, making it easier for underserved customers to access consumer financing.
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Nubank launches deposit account in the US
Latin American fintech giant Nubank enters the U.S. market, signaling a new wave of digital-first competition for consumer banking and future credit.
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Mastercard CFO Outlines Growth Strategy Driven by Stablecoins and Value-Added Services
Mastercard signals a shift toward blockchain-backed payments and expanded tech services to streamline merchant operations and consumer spending.
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Fiserv Unifies Financial and Merchant Divisions to Unlock Growth Opportunities
Fiserv merges its merchant and financial divisions to streamline payment tech and expand embedded finance options for retailers.
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U.S. Bank Recruits Citi Executive to Lead Payments in Key Growth Sectors
U.S. Bank taps Citi veteran Calvert Lange to lead payment and merchant sales across key retail and automotive growth sectors.
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Citizens Bank accuses SoFi of poaching 30 mortgage employees
Citizens Bank sues SoFi over alleged coordinated poaching of lending teams, signaling intensifying competition in the consumer credit market.
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DailyFunder Surpasses 14 Years in Existence
The leading alternative finance community marks 14 years, signaling a mature and liquid market for merchant cash advances and small business loans.
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Revolut hit by data breach after fake government email scam
A sophisticated phishing scam using official government emails compromised sensitive customer data at Revolut, highlighting new risks for digital finance.
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Saudi fintech Tabby raises $233m
Middle Eastern BNPL giant Tabby hits $6.5B valuation, signaling continued global momentum for point-of-sale installment lending.
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This Week in Consumer Financing: The Rise of the AI Agent and Digital Asset Wallets
AI shopping assistants, stablecoin retail bridges, and new fintech heavyweights are reshaping the checkout experience.
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PayPal’s New CEO Bets on Going It Alone After $50 Billion Buyout Stalls
PayPal moves forward as a standalone company after $50 billion buyout talks fail, signaling a renewed focus on core payment and BNPL innovation.
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Citizens sues SoFi as fights over talent, pipelines persist
Citizens Bank hits SoFi with a racketeering lawsuit, alleging the fintech giant stole lending teams and confidential data to gain a market edge.
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First Citizens deepens presence in Midwest, Great Plains
First Citizens expands its branch footprint across 11 states while Checkout.com enters the U.S. market, signaling shifts in regional credit and payments.
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PayPal CEO plans for a ‘fix’
PayPal CEO Alex Chriss restructures the company into three units to streamline consumer financing and payment processing for merchants.
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NatWest hires former Ikea exec to lead customer experience and digital engagement
NatWest hires IKEA veteran Harsh Agarwal to bring retail-style customer experience and digital seamlessness to its banking and lending operations.
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FinTechs See 146 Million Reasons to Target Credit Unions
Credit unions are teaming up with FinTechs to offer modern financing to 146 million members, creating new lending opportunities for merchants.
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FinTechs Are Shopping for Very Different Charters
Fintech giants are becoming formal banks, promising more stable and diverse financing options for retail operators and their customers.
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Walmart Expands Tap to Pay as Amazon Builds Its AI Capacity
Walmart ends its holdout on Apple Pay and Google Pay, signaling a major shift toward universal contactless payment acceptance in retail.
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Reports: Home Services Giant, A1 Garage, to be Acquired for $2 Billion
KKR's $2 billion acquisition of A1 Garage Door Service highlights the growing importance of institutional scale and consumer financing in the home services sector.
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Chime outgrew bank partner model, CEO says
Chime’s acquisition of Stride Bank marks a shift away from the partner-bank model, promising faster product innovation and tighter regulatory control.
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Tether Enters Private Credit Space With Fasanara Partnership
Tether's $3 billion move into private credit could boost liquidity for fintech lenders and consumer financing platforms.
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FDIC won't have to return $1.71 billion to SVB creditors
A federal judge rules the FDIC can keep $1.71 billion from Silicon Valley Bank, citing management negligence during the 2023 collapse.