All articles
Curated industry news and original merchant playbooks.
Curated
general
merchant-playbooks
When collections is treated as arrears, banks miss the real risk
Rethink debt recovery as a customer service tool to boost retention and protect your bottom line from avoidable defaults.
Curated
general
merchant-playbooks
A Journey Through Collections With Erica Gilerman
Expert insights into the collections process reveal why strategic recovery is vital for maintaining merchant credit availability and healthy cash flow.
Curated
general
merchant-playbooks
Why brands are prepping new return policies for Q4
Retailers are tightening return policies for the holiday season to protect margins and simplify the management of financed purchases.
Curated
pet
merchant-playbooks
Petco loses millions due to loyalty program
Petco's loyalty program backfires as high redemption rates lead to millions in losses, offering a vital lesson in margin protection for retailers.
Curated
general
merchant-playbooks
Quickbooks Capital Originated $1.9B in Business Loans Last Quarter
Intuit’s lending arm hits $1.9B in quarterly originations as small businesses ditch traditional banks for integrated fintech loans.
Curated
general
merchant-playbooks
Is your payment experience holding back your omnichannel strategy?
Bridge the gap between online and in-store sales by unifying your financing options and reducing checkout friction.
Curated
general
merchant-playbooks
Why Merchants Save Their Best Offers for Checkout
Retailers are shifting aggressive promotions and financing offers to the point of sale to maximize conversion and protect profit margins.
Curated
general
merchant-playbooks
An SMB Financing Brokerage Experiences Strong Growth in a Changing Digital Marketing Era
Learn how the evolution of digital marketing and AI is reshaping how SMBs access financing and what it means for your provider partnerships.
Curated
general
merchant-playbooks
45% Rise in Mobile Price Checks Shows Changes in Store Shopping
Mobile price checks are up 45%, signaling a massive opportunity for retailers to capture sales through integrated mobile financing tools.
Curated
general
merchant-playbooks
Emerging Middle Market Growth Needs Credit That Moves With Inventory
Fixed credit lines are holding back scaling merchants; here is why dynamic, inventory-linked financing is becoming the new industry standard.
Curated
general
merchant-playbooks
What Makes a New Card Win the Wallet?
New data reveals that digital ease of use, rather than just rewards, determines which financing products customers use repeatedly.
Curated
home-improvement
merchant-playbooks
Insurance Restoration: Discipline Over Volume
Learn why financial discipline and upfront financing are essential to surviving the 'sudden demand and delayed payment' cycle of insurance restoration.
Curated
general
merchant-playbooks
Inside Best Buy’s push to sell shoppers on a new generation of TVs
Best Buy bets on a new TV upgrade cycle, highlighting the need for retailers to pair high-end tech with accessible consumer financing.
Curated
general
merchant-playbooks
Why Merchant-Owned Apps Are Retail’s Fastest-Growing Sales Channel
Retailer apps are outpacing websites in sales growth by offering smoother checkout experiences and better integration for consumer financing.
Curated
general
merchant-playbooks
How Scammers Could Defeat Your Time-In-Business Underwriting Requirements
Scammers are using 'aged' shelf corporations to bypass time-in-business requirements, putting credit providers and merchants at risk.
Curated
general
merchant-playbooks
FIS Sees $42 Billion Opportunity in Offers Consumers Never Receive
New research highlights a $42 billion gap in missed sales because merchants wait too long to show financing and reward offers to customers.
Curated
general
merchant-playbooks
Fraud fight can’t wait on government
Retailers must take charge of their own fraud defense as payment disputes and chargebacks surge ahead of government regulation.
Curated
general
merchant-playbooks
BNPL Boosts Basket Size When Shoppers See It Early
New data reveals that showing BNPL options early in the shopping journey significantly increases customer spending and conversion rates.
Curated
general
merchant-playbooks
Back-to-school season has become a summer-long event, thanks to an earlier Prime Day
Retailers must move sales and financing promotions to early summer as Prime Day shifts the back-to-school calendar to June.
Curated
general
merchant-playbooks
Invest Now, Win Later: How Buy Now, Pay Later Became a Merchant Growth Strategy
BNPL has transformed from a checkout niche into a critical driver for customer loyalty and higher average order values.
Curated
general
merchant-playbooks
70% of Consumers Pick Retailers Based on Payment Options
New data proves payment flexibility is a top driver for store selection, yet 80% of merchants aren't ready for the next generation of commerce.
Curated
general
merchant-playbooks
Checkout Becomes the New Front Door to Customer Loyalty
New research shows that personalized checkout experiences and flexible payment options are replacing traditional loyalty programs as the top way to retain customers.
Curated
automotive
merchant-playbooks
Customer Financing Options for Tire Dealers - Tire Review Magazine
Learn how tire dealers are using multi-lender financing waterfalls to increase average repair orders and build customer loyalty.
Curated
general
merchant-playbooks
87% of Merchants Say Checkout Still Falls Short
New data shows 87% of retailers are failing at checkout, highlighting an urgent need for better integrated financing and smoother payment flows.
Curated
general
merchant-playbooks
Sezzle vs Splitit: Which Buy Now, Pay Later App is Better? - Miami Herald
A direct comparison of Sezzle and Splitit reveals which BNPL model best serves your average order value and customer demographic.
Original
general
merchant-playbooks
How Waterfall Financing Actually Works (And Why It Lifts Approvals)
A merchant's guide to the lender-agnostic financing stack.
Original
furniture
merchant-playbooks
Building a 2026 Furniture-Financing Stack That Actually Closes Sales
Three tiers, four KPIs, and the merchant discount rate math you actually need.
Curated
general
merchant-playbooks
Co-brand debit: The missing layer in modern loyalty
Co-branded debit cards are becoming a vital tool for retailers to capture daily spend and data from customers who avoid traditional credit.
