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Curated industry news and original merchant playbooks.
Curated
general
technology
LendingClub’s AI-driven underwriting model yields 40% fewer delinquencies - FinAi News
LendingClub's AI underwriting sees a 40% drop in late payments, paving the way for more accurate and stable consumer loan approvals.
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Finastra Sells Core Banking Business to Focus on Payments and Lending
Finastra pivots its strategy to focus on lending and payments, signaling more innovative financing tools for merchants on the horizon.
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NatWest CEO Says AI Will Take Over Some Existing Banking Roles
NatWest's move toward AI-driven banking signals a future of faster, automated consumer credit decisions and streamlined financing workflows.
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Instacart Reports Agentic AI Assistant Drives Bigger Grocery Orders
Instacart’s new AI assistant is boosting basket sizes, signaling a growing need for integrated point-of-sale financing as digital carts get heavier.
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Eltropy expands agentic AI certification
Community banks and credit unions are speeding up AI adoption, potentially leading to faster loan approvals and automated customer support for your buyers.
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NatWest CEO Thwaite says AI will take some banking jobs
NatWest CEO predicts AI-driven role shifts, signaling a move toward faster, more automated consumer lending processes.
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The risk for banks as embedded payments take off
As payments become invisible parts of business software, merchants must choose tech-forward partners to avoid losing customers to friction.
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Elavon expands all-in-one payments platform across North America
Elavon unifies in-store and online payments under one platform to help retailers simplify checkouts and streamline operations.
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Franklin raises funds to bring agentic finance to e-commerce firms
Franklin secures €1.6M to automate financial management and capital access for online retailers using AI agents.
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Repay completes stablecoin payments proof of concept
REPAY's successful stablecoin test signals a shift toward faster, blockchain-based settlement for merchants and lenders.
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Deutsche Bank exec lauds AI impact on project times
Deutsche Bank reports AI is slashing project timelines, signaling faster tech rollouts and improved digital tools for merchant financing partners.
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'Stop prompting, start delegating': Anthropic exec to banks
Anthropic executives signal a shift toward autonomous AI agents that could automate complex business tasks and speed up consumer lending workflows.
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medical
technology
Healthcare AI Has Left the Lab. Now Comes the Hard Part.
AI is transforming healthcare from clinical diagnostics to administrative workflows, requiring operators to focus on data security and integration.
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general
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Consumers Want AI to Shop With Them, Not for Them
New research shows consumers want AI to help them find and finance products, but they still want total control over the final buy button.
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53% of Businesses Plan RTP Adoption as Payment Habits Shift
Real-time payments are reaching a tipping point, promising merchants instant access to funds from financed sales.
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Deutsche Bank Points to Proven Returns on AI Investments
Deutsche Bank's AI breakthroughs signal a future of faster credit approvals and more efficient financing tools for retail operators.
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AI and Digital Money’s Next Test is Proving Their Business Case
Tech providers are struggling to price AI and digital payment tools, leaving retailers to weigh innovation against unpredictable costs.
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What BILL Holdings gets from the JPMorgan Wallet
BILL partners with JPMorgan to upgrade its payment infrastructure, promising faster and more accurate financial tracking for business card users.
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Alchemy Teams With Visa on AI Agent Payment Stack
Visa and Alchemy launch 'AgentCard,' enabling AI assistants to independently handle payments and online shopping for consumers.
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medical
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Zelis Picks AWS to Automate Healthcare Pricing and Payments
Zelis taps AWS AI tools to modernize healthcare payments and pricing, promising a smoother financial experience for medical providers and patients.
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How the World Cup showcases payment tech
Global events are fast-tracking biometric payments and frictionless financing, setting new standards for everyday retail checkouts.
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FedNow Cross-Border Plan Tests Real-Time Payments Infrastructure
The Federal Reserve's new proposal for cross-border FedNow access aims to bring instant settlement to international transactions and global supply chains.
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Lenders ramp up scam defenses
Lenders are rolling out advanced AI tools to stop fraudulent payments, which may add new verification steps to your customer's checkout experience.
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GoCardless partners Intelligent Billing to automate billing-to-cash cycle for telecoms and MSPs
GoCardless and Intelligent Billing integrate to automate recurring payment collection and reduce manual administrative work for service-based businesses.
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Tru Cooperative Bank selects DataVisor for fraud prevention
Tru Cooperative Bank adopts AI-powered fraud prevention to secure member transactions and streamline real-time risk management.
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The customer authentication gap banks can't afford to ignore
Digital security hurdles are blocking disabled customers from financing; fixing the 'authentication gap' is key to maintaining high conversion rates.
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Has AI Impact Accelerated Beyond Expectation?
AI is transforming consumer lending faster than expected, moving from simple automation to advanced 'digital teammates' for customer support.
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Sumsub launches new suite of AI agent skills
Sumsub's new AI agents aim to automate customer verification, helping retailers approve financing faster while reducing fraud risks.
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NymCard launches nCore FullStack
NymCard’s new all-in-one platform simplifies how businesses launch, manage, and scale consumer lending and payment programs.
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Microsoft picks Checkout.com for Emea Xbox digital payments
Microsoft transitions Xbox digital payments in EMEA to Checkout.com to boost authorization rates and streamline the customer experience.
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PYMNTS Panel Concludes Credit Unions Face an AI Trust Test
Local lenders are racing to adopt AI to speed up consumer credit, but maintaining the 'human touch' remains a critical hurdle for customer trust.
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Just 30% of Financial Firms Use AI for Customer Retention
Most lenders use AI to stop fraud, but few use it to help merchants keep customers coming back for more.
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Stripe and AWS enable AI agent payments for content owners and publishers
Stripe and AWS bridge the gap between AI bots and digital payments, allowing businesses to monetize automated data access.
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Visa and Mastercard Put Tokens in Charge of AI Commerce
Visa and Mastercard are upgrading tokenization tech to allow AI assistants to securely handle consumer purchases and financing.
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Tracking digital payments skids
Electronic payments are faster than ever, but the challenge for retailers is ensuring the data and accountability keep up with the money.
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EBAday 2026: ISO 20022 and the evolving global payments ecosystem
New global payment standards are set to streamline consumer financing by attaching richer data to every transaction.
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The 3-Min Read: The two systems Coinbase is building for an agent-driven financial ecosystem
Coinbase shifts toward asset-backed credit and AI-driven payments, signaling a move away from traditional consumer credit underwriting.
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EBAday 2026: Rebuilding the payments landscape
Expert panels highlight how embedded finance and real-time payments are removing friction from the consumer credit journey.
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Nopan becomes Principal Member of EPI
European digital wallet Wero expands its ecosystem, signaling a future shift toward account-to-account retail payments and reduced card network reliance.
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HSBC targets $100 million gain in AI deal with Google Cloud
HSBC partners with Google Cloud to deploy enterprise-grade AI, aiming to accelerate credit decisions and streamline digital lending.
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'Bank in a Box' technology vendor Monument raises £18 million
Monument Technology secures £18M to scale its cloud-native banking platform, promising more agile tech for lenders and financing providers.
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Access PaySuite acquires Ordo's open banking technology infrastructure
Access PaySuite’s acquisition of Ordo’s tech signals a shift toward cheaper, faster 'Pay by Bank' alternatives for retailers.
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Financial crime specialist Flagright raises $12.5 million
AI compliance platform Flagright nets $12.5M to automate fraud detection and speed up approvals for consumer lenders.
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medical
technology
Visa Direct Takes On Healthcare’s Paper Payout Problem
Visa Direct targets healthcare’s reliance on paper checks to provide patients with instant insurance reimbursements and better cash flow.
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Flagright Secures $12.5 Million to Expand Financial Crime Compliance
Flagright's $12.5M fundraise will bring smarter AI to fraud prevention, helping financing providers approve more customers with less risk.
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23% of CFOs See Stablecoins Gaining Ground
CFOs are eyeing stablecoins to streamline payments and reduce transaction costs as the technology shifts toward mainstream business use.
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61% of Consumers Would Let AI Pick Pay Later Options
New data shows 61% of shoppers want AI to choose their BNPL plans, signaling a shift toward automated, algorithm-driven checkouts.
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EBAday 2026: 78% consider data sharing most effective way to strengthen fraud risk mitigation
Industry experts eye cross-platform data sharing as the primary weapon against rising consumer financing and payment fraud.
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Top Spanish banks go live with collaborative cyber defence joint venture
Spain's biggest lenders launch a joint fraud-fighting platform to secure transactions and verify identities more accurately.
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Adyen Debuts Agentic Solutions For Enterprise Merchants
Adyen’s new AI-driven payment tools allow merchants to embed checkout and financing options directly into conversational bot experiences.
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Banks aren't ready for AI agents moving money, experts warn
Expert warnings highlight that current payment systems aren't built for AI agents making autonomous financial decisions for consumers.
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Adyen leans into agentic commerce
Adyen’s new AI-focused APIs allow retailers to embed seamless payment and financing options directly into conversational AI platforms.
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EBAday 2026: Is AI living up to its hype?
Lenders are shifting AI tools from experiments to essential tech, promising faster approvals and better fraud protection for retail merchants.
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Pennymac names AWS as preferred cloud provider
PennyMac expands its AWS partnership to build an AI-driven lending platform, aiming to speed up loan processing and credit decisioning.
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Gr4vy adds Airwallex as payment connection
Gr4vy partners with Airwallex to streamline global payment orchestration and localized checkout experiences for merchants.
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Ripple takes stake in Flutterwave
Ripple’s investment in Flutterwave signals a move toward cheaper, blockchain-powered retail payments and faster settlement for international merchants.
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EBAday 2026: Who wins the race of agentic economies?
Personal AI agents are set to take over consumer financing decisions, requiring merchants to adapt to a machine-led shopping experience.
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Apple delves deeper into payments
Apple is integrating third-party installment loans and Affirm directly into Apple Pay, simplifying how retailers offer consumer financing.
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‘We are not ready’: AI could trigger bank runs in seconds, lawmaker says
New warnings about AI-driven bank runs highlight the need for real-time monitoring to protect the credit lines merchants rely on.
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Regulatory silence on generative AI isn't a license for inaction
Regulators may be quiet on AI specifics, but existing consumer protection laws still apply to your automated financing tools.
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J.P. Morgan Payments’ Michael Lozanoff on why agentic commerce can’t scale without governance
J.P. Morgan warns that AI-driven shopping needs strict trust and governance rules before machines can safely handle consumer payments and financing.
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Alipay unveils AI agent upgrade
Alipay's massive AI upgrade signals a shift toward conversational commerce that could redefine how customers discover and use financing during checkout.
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Visa and Revolut roll out Click to Pay across Europe
Visa and Revolut expand one-click checkout across Europe, aiming to boost merchant conversion rates and payment security.
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Nationwide deploys Aveni's FinLLM in live production environemnt
Nationwide adopts specialized AI to streamline financial operations and improve compliance accuracy in the lending sector.
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Tokenization Moves From Security Tool to Checkout Strategy
New payment tokenization shifts from a security requirement to a revenue-driving strategy that keeps customer cards on file active and valid.
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The Hidden P&L of Legacy Debit
Hidden costs in legacy debit systems, like false declines and rigid fraud rules, may be costing merchants more than their actual processing fees.
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medical
technology
60% of Healthcare Firms Turn to AI Chatbots Before Further Automation
New data shows 60% of healthcare firms are using AI chatbots to handle administrative strain and manage patient payment interactions.
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Silverflow connects with Discover and Diners Club
Silverflow integrates Discover and Diners Club, simplifying how retailers accept and process card payments through a single API.
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EBAday 2026: BankiFi warns banks risk losing corporate payments relationships to third parties
Traditional banks risk losing their grip on merchant relationships as specialized fintechs take over the customer payment experience.
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ACI Worldwide backs EPI
ACI Worldwide integrates Europe's new Wero wallet, offering merchants a streamlined alternative to traditional card networks and lower transaction costs.
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Stablecoins Give Micropayments a Second Shot
New stablecoin technology could finally make sub-$1.00 transactions profitable for digital merchants and service providers.
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Rain Debuts Native Loyalty for Stablecoin Card Programs
Rain launches an integrated loyalty tool for stablecoin cards, helping merchants simplify rewards and customer retention.
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Zelle steps into crowded remittance market with a stablecoin
Zelle is launching a stablecoin to enter the international remittance market, signaling a shift toward faster, blockchain-based consumer payments.
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Salesforce Increases AI Agent Focus With $3.6 Billion Fin Deal
Salesforce’s $3.6B acquisition of Fin promises to automate complex customer financing support through advanced AI agents.
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Interchecks Raises $50 Million to Expand Instant Payments Infrastructure
Interchecks' $50 million raise signals a major push for instant payment rails that will speed up financing payouts and merchant settlements.
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The 4 Biggest Problems Banks Have With Stablecoins
Banks and blockchain advocates clash over the future of digital payments and the safety of stablecoin-based financial systems.
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Akuvo ships portfolio intelligence package
AKUVO IQ launches AI-driven risk analytics to help lenders predict borrower behavior and stabilize consumer credit portfolios.
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The rise of biometrics for retail payments
Biometric payments are moving into the mainstream, promising faster checkouts and better fraud protection for retail operators.
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Combating payments fraud
New AI-driven fraud tactics are targeting the point of sale, requiring merchants to upgrade their behavioral monitoring or risk rising chargebacks.
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The fintech threat and redefining the bank as core infrastructure
Traditional banks are reinventing themselves as tech platforms to power the next generation of merchant financing and embedded credit tools.
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Rain brings integrated loyalty to stablecoin card programmes
Rain adds built-in loyalty rewards to its stablecoin card platform, bringing crypto payments closer to traditional credit card perks.
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What Klarna, Coinbase, and Chase are building next
Klarna and Chase are evolving beyond simple payments into AI-driven shopping assistants and hyper-integrated loyalty ecosystems.
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90% of retailers are using AI. Far fewer are ready to run it at scale
While most retailers experiment with AI, the real winners are using it at the store level to streamline operations and enhance the checkout process.
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Reshaping the future of commerce, one payment at a time
Learn how integrating PayPal's flexible payment solutions into Adobe commerce platforms can turn your checkout into a growth engine.
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Faster Payments Give AR Teams Less Time to Be Wrong
As instant payments become the industry standard, merchants lose the 'buffer time' to fix transaction errors and stop fraudulent fund transfers.
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medical
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$252 Billion in Healthcare Payouts Are Waiting for Faster Rails
Slow insurance payouts are stalling patient spending; real-time payment rails could be the key to faster provider collections.
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AI Moves Compliance From Detection to Investigation
New AI-driven compliance tools are helping lenders approve more customers by reducing false fraud flags and manual review times.
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automotive
technology
LendingClub’s AI-driven underwriting model yields 40% fewer delinquencies - Auto Finance News
LendingClub leverages AI to slash auto loan delinquencies by 40%, signaling a shift toward more accurate, data-driven customer approvals.
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Snap Finance Mobile App Awarded FinTech Breakthrough’s Best Overall FinTech Mobile App of 2025 - Business Wire
Snap Finance wins top mobile app honors, signaling a smoother, tech-driven shopping experience for non-prime consumer segments.
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Splitit Pilots Pay-Later Features in AI Shopping Agents - PYMNTS.com
Splitit pilots new integrations to embed 'pay-later' options directly into conversational AI shopping assistants.
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3 Identity Trends Pushing KYC Beyond Compliance
New identity verification trends are helping retailers increase financing approval rates and lower costs by moving beyond basic compliance.
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Adyen shells out $335 million on AI to bolster corporate billing
Adyen’s acquisition of AI-biller Orb signals a push toward automated, flexible pricing models for merchants.
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Anthropic Vertical Software Rollout Threatens Enterprise AI Builders
Anthropic’s push into industry-specific AI tools could simplify how lenders and retailers deploy automated financial services.
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G7 central banks publish report on quantum tech
G7 regulators warn the financial sector to prepare for quantum computing threats to data security and encryption.
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The Fatal Flaw in Upstart CEO’s Vision for AI Underwriting in MCA: A response to Upstart’s view of AI in underwriting
AI vs. Human Judgment: Why your financing provider's underwriting tech matters for your store's long-term stability.
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Is the agentic payments wave leaving banks behind?
Visa and Mastercard are enabling AI agents to make autonomous payments, signaling a shift toward machine-driven retail and financing.
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PNC's solution to rising AI costs: build its own AI
PNC Bank is ditching tech vendors to build its own AI infrastructure, ensuring more control over lending data and customer approval tools.
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Fraudio raises funds for AI fraud detection
AI fraud prevention firm Fraudio secures new funding to help merchants block fake transactions and reduce chargebacks in real-time.
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Adyen to buy Orb for $335M
Adyen’s $335M acquisition of Orb signals a shift toward more flexible, automated billing and subscription tools for global merchants.
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Adyen to buy Orb for $335M
Adyen’s $335M acquisition of Orb brings flexible, usage-based billing tools to its global merchant payment platform.